Aditya Birla Sun Life Credit Risk Fund vs BANK OF INDIA Short Term Income Fund
A side-by-side look at the facts — returns, risk and NAV. Not a recommendation.
The facts, side by side
Latest NAV, trailing returns and risk measures for both funds, computed from daily NAV. A dash means the figure isn't available yet. Past performance is not indicative of future results.
| Metric | Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | BANK OF INDIA Short Term Income FundBank of India Mutual Fund |
|---|---|---|
| Category | Credit Risk | Short Duration |
| Latest NAV | ₹27.79as of 14 Jul 2026 | ₹30.83as of 14 Jul 2026 |
| 1-year return (CAGR) | +12.8% | +5.4% |
| 3-year return (CAGR) | +13.1% | +7.7% |
| 5-year return (CAGR) | +10.9% | +10.8% |
| Annualised volatility | 2.7% | 6.8% |
| Maximum drawdown | -3.9% | -19.8% |
What the numbers say
Each line states the same metric for both funds over a named period.
Over the trailing 3 years, Aditya Birla Sun Life Credit Risk Fund's annualised return (CAGR) was 13.1% versus BANK OF INDIA Short Term Income Fund's 7.7%. Past performance is not indicative of future results.
Over the trailing 5 years, Aditya Birla Sun Life Credit Risk Fund's annualised return (CAGR) was 10.9% versus BANK OF INDIA Short Term Income Fund's 10.8%. Past performance is not indicative of future results.
Over the available NAV history, Aditya Birla Sun Life Credit Risk Fund's annualised volatility was 2.7% and BANK OF INDIA Short Term Income Fund's was 6.8%.
Over the available NAV history, Aditya Birla Sun Life Credit Risk Fund's maximum drawdown was -3.9% and BANK OF INDIA Short Term Income Fund's was -19.8%.
Aditya Birla Sun Life Credit Risk Fund is categorised as Credit Risk and BANK OF INDIA Short Term Income Fund as Short Duration.
These are historical facts computed from past NAV, stated for each period shown — not a recommendation, a ranking or a view on which fund is better for you.
Open each fund, or build your own comparison
See the full NAV history, calendar-year returns and risk profile on each fund's own page, or line up any two-to-four funds in the interactive comparison tool.
Frequently asked questions
Reviewed by Rajnish Bangia · NISM-certified Mutual Fund Distributor · ARN-315144
Returns are direct-plan CAGR, and volatility and maximum drawdown are computed from daily NAV history (source: mfapi), as of each fund's latest NAV date, and are for information only. This page presents balanced facts side by side; it does not rank the funds, name a winner or recommend buying, selling or switching. Past performance is not indicative of future results. Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
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