See how much your mutual funds actually overlap
Pick two funds — or add a third — and instantly see the share of top holdings they have in common, the exact stocks they both own, and how distinct your portfolio really is. A clear, factual read for investors across Faridabad and Delhi NCR.
HDFC Top 100 and ICICI Prudential Bluechip are 82% the same
These funds share most of their disclosed top holdings, so they tend to move up and down together. Holding both gives you a larger position in the same companies rather than wider diversification. That is simply what the two portfolios look like as disclosed — it is information, not a recommendation to buy, sell or switch. How much overlap suits you depends on your own goals and is best discussed with your planner.
| Company | Sector | HDFC Top 100 | ICICI Prudential Bluechip |
|---|---|---|---|
| HDFC Bank | Financials | 9.2% | 9.0% |
| ICICI Bank | Financials | 8.4% | 8.1% |
| Reliance | Energy/Utilities | 6.1% | 6.8% |
| Infosys | IT/Tech | 5.3% | 5.6% |
| L&T | Industrials/Materials | 4.2% | 4.5% |
| Bharti Airtel | Telecom | 3.6% | 4.1% |
| Axis Bank | Financials | 4.0% | 3.5% |
| NTPC | Energy/Utilities | 2.6% | 2.7% |
| SBI | Financials | 3.2% | 2.6% |
Overlap is measured across each fund's representative latest-disclosed top holdings (not the full portfolio), so figures are indicative. This is information only, not investment advice, and mutual fund investments are subject to market risks.
Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
What the overlap number means
No black box — here's exactly how two funds are compared.
- min(w) For each shared stock, the smaller of its two weights — the slice both funds genuinely hold in common.
- Σ Those shared slices are added up across every common company.
- ÷ Divided by the smaller fund's total disclosed weight, so the result scales cleanly from 0% to 100%.
A high number means the two funds are largely made of the same companies; a low number means they draw their returns from different places. It is a descriptive fact about the two portfolios — never a verdict on which fund is better.
Real diversification, not just more funds
Spot hidden concentration
Two large-cap funds often share the same top banks and IT names. Overlap makes that duplication visible at a glance.
Understand your true exposure
See the individual companies your funds hold in common — the ones your portfolio leans on most.
Compare up to three at once
Add a third fund to see the overlap between every pair, plus the names all three hold together.
Plan the full picture
Frequently asked questions
Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Want a second opinion on your portfolio?
A NISM-certified planner in Faridabad / Delhi NCR can walk you through your funds — free consultation.