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GFS — Gayatri Financial Synergy
Fund Directory

Debt mutual funds

Debt funds invest in bonds, government securities and money-market instruments. They are generally less volatile than equity funds and serve different roles across the risk spectrum.

335 fundsDirect · GrowthNAV & 1/3/5Y returns
Full list

All debt funds

Listed alphabetically — a directory for navigation, not a ranking. Tap any fund for its full NAV, returns and details.

Showing 1300 of 335 funds · page 1 of 2

FundCategory1Y3Y5YNAV
360 ONE Dynamic Bond Fund
360 ONE Mutual Fund
Dynamic Bond+6.8%+8.5%+7.2%₹25.69
360 One Liquid Fund
360 ONE Mutual Fund
Liquid+6.2%+6.8%+6.1%₹2,161.43
360 ONE Overnight Fund
360 ONE Mutual Fund
Overnight+5.4%₹1,058.61
Abakkus Liquid Fund
Abakkus Mutual Fund
Liquid₹103.91
Aditya Birla Sun Life Banking & PSU Debt Fund
Aditya Birla Sun Life Mutual Fund
Banking and PSU+5.3%+7.3%+6.4%₹404.46
Aditya Birla Sun Life Corporate Bond Fund - Growth
Aditya Birla Sun Life Mutual Fund
Corporate Bond+5.4%+7.5%+6.6%₹122.06
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Mutual Fund
Credit Risk+13.2%+13.3%+11.0%₹28.05
Aditya Birla Sun Life Dynamic Bond Fund - Growth
Aditya Birla Sun Life Mutual Fund
Dynamic Bond+5.8%+7.9%+7.5%₹53
Aditya Birla Sun Life Floating Rate Fund
Aditya Birla Sun Life Mutual Fund
Floater+6.3%+7.6%+6.8%₹383.56
Aditya Birla Sun Life Government Securities Fund - Growth
Aditya Birla Sun Life Mutual Fund
Gilt+2.7%+6.2%+5.7%₹89.07
Aditya Birla Sun Life Income Fund - Growth
Aditya Birla Sun Life Mutual Fund
Medium to Long Duration+4.1%+6.7%+6.0%₹141.39
Aditya Birla Sun Life Liquid Fund - Growth
Aditya Birla Sun Life Mutual Fund
Liquid+6.5%+7.0%+6.4%₹456.43
Aditya Birla Sun Life Long Duration Fund
Aditya Birla Sun Life Mutual Fund
Long Duration+3.5%+7.2%₹13.51
Aditya Birla Sun Life Low duration Fund - Growth
Aditya Birla Sun Life Mutual Fund
Low Duration+6.3%+7.5%+6.8%₹780.36
Aditya Birla Sun Life Medium Term Plan - Growth
Aditya Birla Sun Life Mutual Fund
Medium Duration+9.6%+10.8%+12.9%₹48
Aditya Birla Sun Life Money Manager Fund - Growth
Aditya Birla Sun Life Mutual Fund
Money Market+6.4%+7.4%+6.7%₹402.68
Aditya Birla Sun Life Overnight Fund
Aditya Birla Sun Life Mutual Fund
Overnight₹1,483.67
Aditya Birla Sun Life Savings Fund - Growth
Aditya Birla Sun Life Mutual Fund
Ultra Short Duration+6.6%+7.5%+6.7%₹600.06
Aditya Birla Sun Life Short Term Fund - Growth
Aditya Birla Sun Life Mutual Fund
Short Duration+6.2%+7.9%+7.0%₹55.22
Axis Banking & PSU Debt Fund
Axis Mutual Fund
Banking and PSU₹2,897.56
Axis Corporate Bond Fund
Axis Mutual Fund
Corporate Bond+6.0%+8.0%+6.9%₹19.38
Axis Credit Risk Fund
Axis Mutual Fund
Credit Risk+9.0%+8.9%+7.8%₹26.34
Axis Dynamic Bond Fund
Axis Mutual Fund
Dynamic Bond₹34.83
Axis Floater Fund
Axis Mutual Fund
Floater+7.4%+8.6%+7.3%₹1,425.73
Axis Gilt Fund
Axis Mutual Fund
Gilt₹28.64
Axis Liquid Fund
Axis Mutual Fund
Liquid+6.5%+7.0%+6.3%₹3,143.12
Axis Long Duration Fund
Axis Mutual Fund
Long Duration+3.1%+6.6%₹1,274.27
Axis Money Market Fund
Axis Mutual Fund
Money Market+6.5%+7.5%+6.7%₹1,552.47
Axis Overnight Fund
Axis Mutual Fund
Overnight+5.4%+6.2%+5.7%₹1,452.23
Axis Short Duration Fund
Axis Mutual Fund
Short Duration+6.3%+8.0%+6.9%₹36.24
Axis Strategic Bond Fund
Axis Mutual Fund
Medium Duration₹33.32
Axis Treasury Advantage Fund
Axis Mutual Fund
Low Duration₹3,484.79
Axis Ultra Short Duration Fund
Axis Mutual Fund
Ultra Short Duration+6.7%+7.5%+6.7%₹16.81
Bajaj Finserv Banking and PSU Fund
Bajaj Finserv Mutual Fund
Banking and PSU+5.1%₹12.23
Bajaj Finserv Gilt Fund
Bajaj Finserv Mutual Fund
Gilt+4.0%₹1,077.6
Bajaj Finserv Liquid Fund
Bajaj Finserv Mutual Fund
Liquid+6.4%+7.0%₹1,232.83
Bajaj Finserv Low Duration Fund
Bajaj Finserv Mutual Fund
Low Duration₹1,031.18
Bajaj Finserv Money Market Fund
Bajaj Finserv Mutual Fund
Money Market+6.5%+7.4%₹1,247.26
Bajaj Finserv Overnight Fund
Bajaj Finserv Mutual Fund
Overnight+5.4%+6.2%₹1,203.73
Bandhan Banking and PSU Fund
Bandhan Mutual Fund
Banking and PSU+6.1%+7.3%+6.3%₹27.09
BANDHAN Corporate Bond Fund
Bandhan Mutual Fund
Corporate Bond+6.1%+7.5%+6.3%₹21.2
BANDHAN Credit Risk Fund
Bandhan Mutual Fund
Credit Risk+6.2%+7.4%+6.5%₹19.03
BANDHAN Dynamic Bond Fund
Bandhan Mutual Fund
Dynamic Bond+7.3%+7.9%+6.4%₹40.23
Bandhan Floater Fund
Bandhan Mutual Fund
Floater+7.0%+8.0%+6.8%₹14.21
Bandhan Gilt Fund
Bandhan Mutual Fund
Gilt+8.0%+8.3%+6.7%₹40.94
Bandhan Gilt Fund with 10 year constant duration Fund
Bandhan Mutual Fund
Gilt Fund with 10 year constant duration+6.0%+8.3%+6.4%₹49.61
Bandhan Liquid Fund
Bandhan Mutual Fund
Liquid+6.4%+7.0%+6.3%₹3,410.66
Bandhan Long Duration Fund
Bandhan Mutual Fund
Long Duration+4.2%₹11.52
BANDHAN Low Duration Fund
Bandhan Mutual Fund
Low Duration+6.2%+7.2%+6.4%₹42.34
Bandhan Medium Duration Fund
Bandhan Mutual Fund
Medium Duration+6.1%+7.7%+6.2%₹53.25
Bandhan Medium to Long Duration Fund
Bandhan Mutual Fund
Medium to Long Duration+6.1%+6.9%+5.5%₹75.08
Bandhan Money Market Fund
Bandhan Mutual Fund
Money Market+6.5%+7.4%+6.6%₹46.93
BANDHAN Overnight Fund
Bandhan Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,463.01
Bandhan Short Duration Fund
Bandhan Mutual Fund
Short Duration+6.3%+7.9%+6.6%₹65.71
Bandhan Ultra Short Duration Fund
Bandhan Mutual Fund
Ultra Short Duration+6.5%+7.2%+6.4%₹16.53
BANK OF INDIA Conservative Hybrid Fund Fund
Bank of India Mutual Fund
Medium to Long Duration+4.7%+7.3%+10.2%₹38.18
BANK OF INDIA Liquid Fund
Bank of India Mutual Fund
Liquid+6.4%+7.0%+6.3%₹3,252.89
Bank of India Money Market Fund
Bank of India Mutual Fund
Money Market+6.6%₹11.12
BANK OF INDIA Overnight Fund
Bank of India Mutual Fund
Overnight+5.6%+6.3%+5.8%₹1,395.64
BANK OF INDIA Short Term Income Fund
Bank of India Mutual Fund
Short Duration+5.7%+7.8%+10.9%₹31.02
BANK OF INDIA Ultra Short Duration Fund
Bank of India Mutual Fund
Ultra Short Duration+6.4%+6.9%+6.2%₹3,507.13
BARODA BNP PARIBAS Corporate Bond Fund
Baroda BNP Paribas Mutual Fund
Corporate Bond+6.1%+7.9%₹31.31
Baroda BNP Paribas Credit Risk Fund
Baroda BNP Paribas Mutual Fund
Credit Risk+7.0%+8.4%+9.4%₹26.38
Baroda BNP Paribas Dynamic Bond Fund
Baroda BNP Paribas Mutual Fund
Dynamic Bond+3.2%+6.6%₹52.52
Baroda BNP Paribas GILT FUND
Baroda BNP Paribas Mutual Fund
Gilt+3.4%+7.0%+6.1%₹48.59
Baroda BNP Paribas LIQUID FUND
Baroda BNP Paribas Mutual Fund
Liquid+6.4%+7.0%+6.3%₹3,254.89
Baroda BNP Paribas Low Duration Fund
Baroda BNP Paribas Mutual Fund
Low Duration+6.4%+7.4%₹47.13
Baroda BNP Paribas Money Market Fund
Baroda BNP Paribas Mutual Fund
Money Market+6.5%+7.3%+6.4%₹1,502.48
Baroda BNP Paribas Overnight Fund
Baroda BNP Paribas Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,441
Baroda BNP Paribas Short Duration Fund
Baroda BNP Paribas Mutual Fund
Short Duration+5.6%+7.6%+6.6%₹33.85
Baroda BNP Paribas Ultra Short Duration Fund
Baroda BNP Paribas Mutual Fund
Ultra Short Duration+6.5%+7.3%+6.6%₹1,676.95
Canara Robeco Banking and PSU Debt Fund
Canara Robeco Mutual Fund
Banking and PSU+5.3%+6.9%₹12.92
Canara Robeco Corporate Bond Fund
Canara Robeco Mutual Fund
Corporate Bond+5.2%+7.0%+6.0%₹24.68
Canara Robeco Dynamic Bond Fund
Canara Robeco Mutual Fund
Dynamic Bond+3.1%+6.1%+5.6%₹33.35
Canara Robeco Gilt Fund
Canara Robeco Mutual Fund
Gilt+3.2%+6.3%+5.7%₹83.69
Canara Robeco Income Fund
Canara Robeco Mutual Fund
Medium to Long Duration+4.1%+6.7%+5.7%₹64.89
Canara Robeco Liquid Fund
Canara Robeco Mutual Fund
Liquid+6.4%+7.0%+6.3%₹3,385.07
Canara Robeco Overnight Fund
Canara Robeco Mutual Fund
Overnight+5.3%+6.1%+5.6%₹1,416.1
Canara Robeco Savings Fund
Canara Robeco Mutual Fund
Low Duration+6.3%+7.3%+6.4%₹46.45
Canara Robeco Short Duration Fund
Canara Robeco Mutual Fund
Short Duration+5.6%+7.2%+6.1%₹29.52
Canara Robeco Ultra Short Term Fund
Canara Robeco Mutual Fund
Ultra Short Duration+6.5%+7.1%+6.2%₹4,333.52
Capitalmind Liquid Fund
Capitalmind Mutual Fund
Liquid₹1,047.1
Choice Overnight Fund - Growth Option
Choice Mutual Fund
Overnight₹100.51
DSP 10Y G-Sec Fund
DSP Mutual Fund
Gilt Fund with 10 year constant duration+3.3%+7.0%+5.4%₹23.23
DSP Banking & PSU Debt Fund
DSP Mutual Fund
Banking and PSU+5.0%+7.3%+6.2%₹26.4
DSP Bond Fund
DSP Mutual Fund
Medium Duration+5.6%+7.6%+6.5%₹92.72
DSP Corporate Bond Fund
DSP Mutual Fund
Corporate Bond+5.9%+7.4%+6.0%₹17.38
DSP Credit Risk Fund
DSP Mutual Fund
Credit Risk+11.3%+17.0%+13.3%₹60.67
DSP Floater Fund
DSP Mutual Fund
Floater+6.1%+8.1%+6.9%₹14.31
DSP Gilt Fund
DSP Mutual Fund
Gilt+4.4%+7.3%+6.5%₹106.54
DSP Liquidity Fund
DSP Mutual Fund
Liquid+6.5%+7.0%+6.3%₹4,040.28
DSP Low Duration Fund
DSP Mutual Fund
Low Duration+6.1%+7.2%+6.4%₹21.93
DSP Overnight Fund
DSP Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,469.41
DSP Savings Fund
DSP Mutual Fund
Money Market+6.5%+7.3%+6.4%₹58.27
DSP Short Term Fund
DSP Mutual Fund
Short Duration+5.6%+7.5%+6.4%₹54.04
DSP Strategic Bond Fund
DSP Mutual Fund
Dynamic Bond+3.7%+6.9%+6.3%₹3,725.2
DSP Ultra Short Fund
DSP Mutual Fund
Ultra Short Duration+6.7%+7.4%+6.6%₹3,979.77
Edelweiss Banking and PSU Debt Fund
Edelweiss Mutual Fund
Banking and PSU+4.7%+7.2%+6.4%₹27
Edelweiss Government Securities Fund
Edelweiss Mutual Fund
Gilt+3.3%+6.7%+6.1%₹26.93
Edelweiss Liquid Fund
Edelweiss Mutual Fund
Liquid₹3,651.59
Edelweiss Low Duration Fund
Edelweiss Mutual Fund
Low Duration+6.3%₹1,099.86
Edelweiss Money Market Fund
Edelweiss Mutual Fund
Money Market+6.4%+7.3%+6.4%₹33.67
Edelweiss Overnight Fund
Edelweiss Mutual Fund
Overnight+5.3%+6.1%+5.6%₹1,419.03
Franklin India Banking & PSU Debt Fund
Franklin Templeton Mutual Fund
Banking and PSU+6.4%+7.6%+6.5%₹25.19
Franklin India Corporate Debt Fund
Franklin Templeton Mutual Fund
Corporate Bond+6.2%+8.1%+6.8%₹115.87
Franklin India Floating Rate Fund
Franklin Templeton Mutual Fund
Floater+6.4%+8.3%+7.2%₹47.94
Franklin India Government Securities Fund
Franklin Templeton Mutual Fund
Gilt+5.9%+6.8%+5.8%₹67.88
Franklin India Liquid Fund - Super Institutional
Franklin Templeton Mutual Fund
Liquid+6.5%+7.0%+6.3%₹4,246.83
Franklin India Long Duration Fund
Franklin Templeton Mutual Fund
Long Duration+5.4%₹10.95
Franklin India Low Duration Fund
Franklin Templeton Mutual Fund
Low Duration+6.5%₹11.09
Franklin India Medium to Long Duration Fund
Franklin Templeton Mutual Fund
Medium to Long Duration+5.5%₹11.35
Franklin India Money Market Fund
Franklin Templeton Mutual Fund
Money Market+6.4%+7.4%+6.6%₹55.68
Franklin India Overnight Fund- Growth
Franklin Templeton Mutual Fund
Overnight+5.4%+6.1%+5.6%₹1,431.24
Franklin India Ultra Short Duration Fund
Franklin Templeton Mutual Fund
Ultra Short Duration+6.5%₹11.46
Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund)
Groww Mutual Fund
Dynamic Term+3.3%+6.0%+5.3%₹1,578.56
Groww Gilt Fund
Groww Mutual Fund
Gilt+2.0%₹10.06
Groww Liquid Fund ( formerly known as Indiabulls Liquid )Fund
Groww Mutual Fund
Liquid+6.4%+7.0%+6.2%₹2,737.95
Groww Money Market Fund
Groww Mutual Fund
Money Market₹10.42
Groww Overnight Fund (formerly known as Indiabulls Overnight Fund)
Groww Mutual Fund
Overnight+5.2%+6.1%+5.5%₹1,412.92
Groww Short Term Fund (formerly known as Indiabulls Short Term Fund)
Groww Mutual Fund
Short Term+5.8%+7.7%+6.3%₹2,555.99
HDFC Banking and PSU Debt Fund - Growth Option
HDFC Mutual Fund
Banking and PSU+5.5%+7.4%+6.5%₹25.54
HDFC Corporate Bond Fund - Growth Option
HDFC Mutual Fund
Corporate Bond+5.3%+7.5%+6.5%₹35.35
HDFC Credit Risk Debt Fund - Growth Option
HDFC Mutual Fund
Credit Risk+7.8%+8.4%+7.3%₹28.27
HDFC Dynamic Debt Fund - Growth Option
HDFC Mutual Fund
Dynamic Bond+5.3%+7.3%+6.2%₹104.16
HDFC Floating Rate Debt Fund
HDFC Mutual Fund
Floater+6.4%+7.8%+7.0%₹54.77
HDFC Gilt Fund - Growth Option
HDFC Mutual Fund
Gilt+4.3%+7.0%+6.0%₹60.92
HDFC Income Fund - Growth Option
HDFC Mutual Fund
Medium to Long Duration+4.9%+7.3%+6.2%₹67.74
HDFC Liquid Fund - Growth Option
HDFC Mutual Fund
Liquid₹5,545.95
HDFC Long Duration Debt Fund - Growth Option
HDFC Mutual Fund
Long Duration+3.0%+6.8%₹12.67
HDFC Low Duration Fund
HDFC Mutual Fund
Low Duration+6.4%+7.5%+6.8%₹67.23
HDFC Medium Term Debt Fund - Growth Option
HDFC Mutual Fund
Medium Duration+7.0%+8.1%+7.0%₹65.92
HDFC Money Market Fund - Growth Option
HDFC Mutual Fund
Money Market₹6,263.55
HDFC Overnight Fund - Growth Option
HDFC Mutual Fund
Overnight₹4,066.25
HDFC Short Term Debt Fund - Growth Option
HDFC Mutual Fund
Short Duration+6.0%+7.8%+6.8%₹35.4
HDFC Ultra Short Term Fund
HDFC Mutual Fund
Ultra Short Duration+6.4%+7.2%+6.5%₹16.59
Helios Overnight Fund
Helios Mutual Fund
Overnight+5.2%₹1,176.17
HSBC Banking and PSU Debt Fund
HSBC Mutual Fund
Banking and PSU Debt+5.6%+7.2%₹27.24
HSBC Corporate Bond Fund
HSBC Mutual Fund
Corporate Bond+5.6%+7.6%₹83.14
HSBC Credit Risk Fund
HSBC Mutual Fund
Credit Risk+6.6%+11.8%₹37.59
HSBC Dynamic Bond Fund
HSBC Mutual Fund
Dynamic Term+4.4%+7.1%₹33.58
HSBC Gilt Fund
HSBC Mutual Fund
Gilt+3.2%+6.5%₹77.98
HSBC Liquid Fund - Growth Direct
HSBC Mutual Fund
Liquid+6.4%+7.0%+6.3%₹2,814.02
HSBC Low Duration Fund
HSBC Mutual Fund
Low Duration+6.4%+8.0%₹32.5
HSBC Medium Duration Fund
HSBC Mutual Fund
Medium Duration+6.3%+8.1%₹23.92
HSBC Medium to Long Duration Fund
HSBC Mutual Fund
Medium to Long Duration+4.2%+6.9%+5.7%₹49.11
HSBC Money Market Fund
HSBC Mutual Fund
Money Market+6.4%+7.3%₹29.72
HSBC Overnight Fund
HSBC Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,435.55
HSBC Short Duration Fund
HSBC Mutual Fund
Short Duration+5.7%+7.5%₹29.96
HSBC Ultra Short Duration Fund
HSBC Mutual Fund
Ultra Short Duration+6.5%+7.2%+6.5%₹1,472.97
ICICI Prudential All Seasons Bond Fund
ICICI Prudential Mutual Fund
Dynamic Bond+6.1%+8.1%+7.4%₹42.71
ICICI Prudential Banking and PSU Debt Fund
ICICI Prudential Mutual Fund
Banking and PSU+6.1%+7.6%+6.9%₹36.51
ICICI Prudential Bond Fund
ICICI Prudential Mutual Fund
Medium to Long Duration+5.2%+7.7%+6.8%₹45.13
ICICI Prudential Constant Maturity Gilt Fund
ICICI Prudential Mutual Fund
Gilt Fund with 10 year constant duration+5.5%+8.0%+6.5%₹26.83
ICICI Prudential Corporate Bond Fund
ICICI Prudential Mutual Fund
Corporate Bond+6.4%+7.8%+7.0%₹33.56
ICICI Prudential Credit Risk Fund
ICICI Prudential Mutual Fund
Credit Risk+9.0%+9.3%+8.1%₹38.58
ICICI Prudential Floating Interest Fund
ICICI Prudential Mutual Fund
Floater+7.0%+8.1%+7.2%₹500.89
ICICI Prudential Gilt Fund
ICICI Prudential Mutual Fund
Gilt+5.6%+7.8%+7.2%₹117.78
ICICI Prudential Liquid Fund
ICICI Prudential Mutual Fund
Liquid+6.4%+7.0%+6.3%₹417.95
ICICI Prudential Long Term Bond Fund
ICICI Prudential Mutual Fund
Long Duration+3.4%+7.2%+6.1%₹102.13
ICICI Prudential Medium Term Bond Fund
ICICI Prudential Mutual Fund
Medium Duration+8.0%+8.7%+7.6%₹53.71
ICICI Prudential Money Market Fund Option
ICICI Prudential Mutual Fund
Money Market+6.4%+7.4%+6.6%₹412.54
ICICI Prudential Overnight Fund
ICICI Prudential Mutual Fund
Overnight₹1,478.25
ICICI Prudential Savings Fund
ICICI Prudential Mutual Fund
Low Duration+6.5%+7.6%+6.7%₹592.64
ICICI Prudential Short Term Fund
ICICI Prudential Mutual Fund
Short Duration+6.6%+8.1%+7.3%₹70.69
ICICI Prudential Ultra Short Term Fund
ICICI Prudential Mutual Fund
Ultra Short Duration+6.7%+7.4%+6.7%₹32.21
Invesco India Banking and PSU Fund
Invesco Mutual Fund
Banking and PSU Debt+5.5%+7.5%+6.0%₹2,583.54
Invesco India Credit Risk Fund
Invesco Mutual Fund
Credit Risk+8.4%+9.8%+8.5%₹2,347.2
Invesco India Gilt Fund
Invesco Mutual Fund
Gilt₹3,265.69
Invesco India Liquid Fund
Invesco Mutual Fund
Liquid+6.4%+7.0%+6.3%₹3,876.33
Invesco India Low Duration Fund
Invesco Mutual Fund
Ultra Short to Short Term+6.2%+7.2%+6.4%₹4,220.91
Invesco India Medium Duration Fund
Invesco Mutual Fund
Medium Term+5.5%+7.5%+6.3%₹1,361.47
Invesco India Money Market Fund
Invesco Mutual Fund
Money Market₹3,382.03
Invesco India Overnight Fund
Invesco Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,386.08
Invesco India Short Duration Fund
Invesco Mutual Fund
Short Term₹4,203.92
Invesco India Ultra Short Duration Fund
Invesco Mutual Fund
Ultra Short Term₹3,093.69
ITI Banking & PSU Debt Fund
ITI Mutual Fund
Banking and PSU+5.3%+7.2%+6.4%₹14.19
ITI Dynamic Term Fund
ITI Mutual Fund
Dynamic Term+3.1%+6.7%+6.2%₹13.55
ITI Liquid Fund
ITI Mutual Fund
Liquid+6.2%+6.7%+6.1%₹1,466.1
ITI Overnight Fund
ITI Mutual Fund
Overnight+5.1%+5.9%+5.5%₹1,387.2
ITI Ultra Short Term Fund
ITI Mutual Fund
Ultra Short Term+6.5%+7.1%+6.3%₹1,372.01
JioBlackRock Liquid Fund
Jio BlackRock Mutual Fund
Liquid+6.5%₹1,071.2
JioBlackRock Low Duration Fund
Jio BlackRock Mutual Fund
Low Duration₹1,036.78
JioBlackRock Money Market Fund
Jio BlackRock Mutual Fund
Money Market+6.4%₹1,069.64
JioBlackRock Overnight Fund
Jio BlackRock Mutual Fund
Overnight+5.3%₹1,059.27
JioBlackRock Short Duration Fund
Jio BlackRock Mutual Fund
Short Duration₹1,035.53
JM Dynamic Bond Fund - (Direct) - Growth Option
JM Financial Mutual Fund
Dynamic Bond+4.1%+7.1%+6.2%₹46.55
JM Liquid Fund (Direct) - Growth Option
JM Financial Mutual Fund
Liquid+6.3%+6.9%+6.2%₹77.05
JM Low Duration Fund (Direct) - Growth
JM Financial Mutual Fund
Low Duration+6.3%+7.3%+6.4%₹40.82
JM Medium to Long Duration Fund (Direct) - Growth Option
JM Financial Mutual Fund
Medium to Long Duration+4.1%+7.1%+5.8%₹72.58
JM Overnight Fund - (Direct) - Growth
JM Financial Mutual Fund
Overnight₹1,389.5
JM Short Duration Fund (Direct) - Growth
JM Financial Mutual Fund
Short Duration+5.5%+7.3%₹13.12
Kotak Banking and PSU Debt
Kotak Mahindra Mutual Fund
Banking and PSU+5.9%+7.6%+6.7%₹72.87
Kotak Bond Fund - Growth
Kotak Mahindra Mutual Fund
Medium to Long Duration+5.4%+7.6%+6.7%₹91.22
Kotak Bond Short Term Plan-(Growth)
Kotak Mahindra Mutual Fund
Short Term+5.7%+7.7%+6.6%₹61.28
Kotak Corporate Bond Fund
Kotak Mahindra Mutual Fund
Corporate Bond+5.6%+7.7%+6.7%₹4,205.62
Kotak Credit Risk Fund - Growth
Kotak Mahindra Mutual Fund
Credit Risk+8.2%+8.8%+6.9%₹36.23
Kotak Dynamic Bond Fund - Growth
Kotak Mahindra Mutual Fund
Dynamic Bond+6.8%+8.2%+7.0%₹43.71
Kotak Floating Rate Fund
Kotak Mahindra Mutual Fund
Floater+6.3%+8.0%+6.9%₹1,664.1
Kotak Gilt-Investment Provident Fund and Trust-Growth
Kotak Mahindra Mutual Fund
Gilt+3.4%+6.4%+6.0%₹114.93
Kotak Liquid Fund
Kotak Mahindra Mutual Fund
Liquid₹5,706.4
Kotak Long Duration Fund
Kotak Mahindra Mutual Fund
Long Duration+2.7%₹11.34
Kotak Low Duration Fund
Kotak Mahindra Mutual Fund
Low Duration+6.5%+7.6%+6.8%₹3,918.38
Kotak Medium Term Fund
Kotak Mahindra Mutual Fund
Medium Duration+8.0%+9.2%+7.7%₹27.57
Kotak Money Market Fund - (Growth)
Kotak Mahindra Mutual Fund
Money Market₹4,870.22
Kotak Overnight Fund
Kotak Mahindra Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,463.68
Kotak Savings Fund-Growth
Kotak Mahindra Mutual Fund
Ultra Short Term+6.5%+7.2%+6.5%₹48.2
LIC MF Banking & PSU Fund
LIC Mutual Fund
Banking and PSU+5.4%+7.5%+6.4%₹39.99
LIC MF Gilt Fund
LIC Mutual Fund
Gilt+2.7%+5.9%+5.2%₹67.12
LIC MF Liquid Fund
LIC Mutual Fund
Liquid₹5,127.63
LIC MF Low Duration Fund
LIC Mutual Fund
Low Duration+6.5%+7.4%+6.5%₹46.04
LIC MF Medium to Long Duration Fund
LIC Mutual Fund
Medium to Long Duration+4.9%+7.7%+6.5%₹82.35
LIC MF Money Market Fund
LIC Mutual Fund
Money Market+6.6%+6.8%₹1,294.17
LIC MF Overnight Fund
LIC Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,422.03
LIC MF Short Duration Fund
LIC Mutual Fund
Short Duration+5.9%+7.7%+6.4%₹16.66
LIC MF Ultra Short Duration Fund
LIC Mutual Fund
Ultra Short Duration+6.6%+7.2%+6.2%₹1,450.62
Mahindra Manulife Dynamic Bond Fund
Mahindra Manulife Mutual Fund
Dynamic Bond+5.9%+7.9%+6.3%₹16.43
Mahindra Manulife Liquid Fund
Mahindra Manulife Mutual Fund
Liquid+6.5%+7.0%+6.3%₹1,839.68
Mahindra Manulife Low Duration Fund
Mahindra Manulife Mutual Fund
Low Duration+6.5%+7.5%+6.7%₹1,884.87
Mahindra Manulife Overnight Fund
Mahindra Manulife Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,419.73
Mahindra Manulife Short Duration Fund
Mahindra Manulife Mutual Fund
Short Duration+6.5%+8.0%+6.8%₹14.29
Mahindra Manulife Ultra Short Duration Fund
Mahindra Manulife Mutual Fund
Ultra Short Duration+6.6%+7.3%+6.5%₹1,513.51
Mirae Asset Banking and PSU Fund
Mirae Asset Mutual Fund
Banking and PSU+5.0%+7.1%+6.1%₹14.03
Mirae Asset Corporate Bond Fund
Mirae Asset Mutual Fund
Corporate Bond+5.4%+7.3%+6.2%₹13.83
Mirae Asset Dynamic Bond Fund
Mirae Asset Mutual Fund
Dynamic Bond+5.9%+7.4%+6.1%₹18.88
Mirae Asset Liquid Fund
Mirae Asset Mutual Fund
Liquid+6.4%+7.0%+6.3%₹2,981.55
Mirae Asset Long Duration Fund
Mirae Asset Mutual Fund
Long Duration+2.8%₹10.62
Mirae Asset Low Duration Fund
Mirae Asset Mutual Fund
Low Duration+6.5%+7.5%+6.6%₹2,642.55
Mirae Asset Money Market Fund
Mirae Asset Mutual Fund
Money Market+6.4%+7.4%+6.5%₹1,371.71
Mirae Asset Overnight Fund
Mirae Asset Mutual Fund
Overnight+5.3%+6.2%+5.7%₹1,406.89
Mirae Asset Short Duration Fund
Mirae Asset Mutual Fund
Short Duration+5.6%+7.6%+6.6%₹17.82
Mirae Asset Ultra Short Duration Fund
Mirae Asset Mutual Fund
Ultra Short Duration+6.7%+7.5%+6.6%₹1,421.97
Motilal Oswal Liquid Fund
Motilal Oswal Mutual Fund
Liquid+6.1%+6.6%+5.9%₹14.87
Motilal Oswal Ultra Short Term Fund (MOFUSTF)
Motilal Oswal Mutual Fund
Ultra Short Duration+6.3%+6.5%+5.7%₹18.64
Navi Liquid Fund
Navi Mutual Fund
Liquid₹30.48
Nippon India Banking and PSU Fund
Nippon India Mutual Fund
Banking and PSU+5.4%+7.4%+6.5%₹22.94
Nippon India Corporate Bond Fund
Nippon India Mutual Fund
Corporate Bond+5.7%+7.8%+7.0%₹67.29
Nippon India Credit Risk Fund
Nippon India Mutual Fund
Credit Risk+8.1%+9.1%+8.0%₹42.16
Nippon India Dynamic Bond Fund
Nippon India Mutual Fund
Dynamic Bond+5.2%+7.8%+6.7%₹42.56
Nippon India Floater Fund
Nippon India Mutual Fund
Floater+5.9%+7.8%+6.7%₹50.94
Nippon India Gilt Fund
Nippon India Mutual Fund
Gilt+4.3%+6.9%+6.1%₹44.65
Nippon India Liquid Fund
Nippon India Mutual Fund
Liquid+6.5%+7.0%+6.3%₹6,915.85
Nippon India Low Duration Fund
Nippon India Mutual Fund
Low Duration+6.5%+7.5%+6.7%₹4,266.53
Nippon India Medium Duration Fund
Nippon India Mutual Fund
Medium Duration+6.5%+8.6%+7.0%₹18.37
Nippon India Medium to Long Duration Fund
Nippon India Mutual Fund
Medium to Long Duration+5.2%+7.2%+6.6%₹105.59
Nippon India Money Market Fund
Nippon India Mutual Fund
Money Market+6.4%+7.4%+6.7%₹4,517.01
Nippon India Nivesh Lakshya Long Duration Fund
Nippon India Mutual Fund
Long Duration+3.3%+7.2%+6.6%₹18.92
Nippon India Overnight Fund
Nippon India Mutual Fund
Overnight+5.3%+6.2%+5.7%₹147.37
Nippon India Short Duration Fund
Nippon India Mutual Fund
Short Duration+6.1%+7.9%+6.9%₹61.54
Nippon India Ultra Short Duration Fund
Nippon India Mutual Fund
Ultra Short Duration+6.9%+7.6%+6.9%₹4,788.09
NJ Overnight Fund
NJ Mutual Fund
Overnight+5.3%+6.1%₹1,269.42
Parag Parikh Liquid Fund
PPFAS Mutual Fund
Liquid+6.4%+6.7%+6.0%₹1,561.64
PGIM India Corporate Bond Fund
PGIM India Mutual Fund
Corporate Bond+5.3%+7.4%+6.5%₹51.16
PGIM India Dynamic Bond Fund
PGIM India Mutual Fund
Dynamic Bond+4.2%+7.4%+6.5%₹3,123.88
PGIM India Gilt Fund
PGIM India Mutual Fund
Gilt+3.3%+6.8%+6.0%₹33.75
PGIM India Liquid Fund
PGIM India Mutual Fund
Liquid+6.5%+7.0%+6.3%₹368.61
PGIM India Money Market Fund
PGIM India Mutual Fund
Money Market+6.3%+7.2%+6.6%₹1,465.76
PGIM India Overnight Fund
PGIM India Mutual Fund
Overnight₹1,413.79
PGIM India Ultra Short Duration Fund
PGIM India Mutual Fund
Ultra Short Duration+6.2%+7.1%+6.4%₹38.13
quant Gilt Fund - Growth Option
quant Mutual Fund
Gilt+4.1%+6.4%₹12.62
quant Liquid Fund - Growth Option
quant Mutual Fund
Liquid+6.1%+6.8%+6.2%₹45.23
quant Overnight Fund - Growth Option
quant Mutual Fund
Overnight+5.1%+6.2%₹12.53
Quantum Dynamic Term Fund
Quantum Mutual Fund
Dynamic Bond+4.4%+7.4%+6.6%₹22.88
Quantum Liquid Fund
Quantum Mutual Fund
Liquid+5.9%+6.6%+6.0%₹37.53
Samco Overnight Fund
Samco Mutual Fund
Overnight+5.1%+5.9%₹1,251.88
SBI Banking & PSU Fund
SBI Mutual Fund
Banking and PSU+5.5%+7.4%+6.2%₹3,529.07
SBI Constant Maturity 10 Year Gilt Fund
SBI Mutual Fund
Gilt Fund with 10 year constant duration+4.9%+7.6%+6.3%₹69.85
SBI Corporate Bond Fund
SBI Mutual Fund
Corporate Bond+5.4%+7.5%+6.4%₹17.03
SBI Credit Risk Fund
SBI Mutual Fund
Credit Risk+8.3%+8.7%+7.8%₹53.89
SBI Dynamic Bond Fund
SBI Mutual Fund
Dynamic Bond+5.6%+7.6%+6.9%₹41.4
SBI Floating Rate Debt Fund
SBI Mutual Fund
Floater+6.6%+7.9%+6.8%₹14.46
SBI Gilt Fund
SBI Mutual Fund
Gilt+4.2%+6.9%+6.5%₹72.86
SBI Liquid Fund
SBI Mutual Fund
Liquid+6.4%+6.9%+6.3%₹4,415.25
SBI Long Duration Fund
SBI Mutual Fund
Long Duration+3.4%+6.9%₹12.85
SBI Low Duration Fund
SBI Mutual Fund
Low Duration+6.1%+7.3%+6.5%₹3,888.55
SBI Medium Duration Fund
SBI Mutual Fund
Medium Duration+7.0%+8.0%+7.0%₹59.6
SBI Medium to Long Duration Fund
SBI Mutual Fund
Medium to Long Duration+5.1%+7.3%+6.5%₹80.5
SBI Overnight Fund
SBI Mutual Fund
Overnight+5.3%+6.1%+5.6%₹4,460.09
SBI Savings Fund
SBI Mutual Fund
Money Market+6.3%+7.3%+6.6%₹47.71
SBI Short Term Debt Fund
SBI Mutual Fund
Short Duration+5.7%+7.6%+6.5%₹36.46
SBI Ultra Short Duration Fund
SBI Mutual Fund
Ultra Short Duration+6.4%+7.2%+6.4%₹6,517.86
Shriram Liquid Fund
Shriram Mutual Fund
Liquid+6.3%₹1,115.24
Shriram Money Market Fund
Shriram Mutual Fund
Money Market₹1,035.69
Shriram Overnight Fund
Shriram Mutual Fund
Overnight₹1,266.85
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund)
Sundaram Mutual Fund
Banking and PSU₹46.45
Sundaram Corporate Bond Fund
Sundaram Mutual Fund
Corporate Bond₹44.13
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)
Sundaram Mutual Fund
Liquid+6.5%+7.0%₹2,497.65
Sundaram Low Duration Fund (Formerly Known as Principal Low Duration Fund)
Sundaram Mutual Fund
Low Duration+6.2%+7.4%₹3,973.09
Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund)
Sundaram Mutual Fund
Medium Duration+4.4%+6.3%+5.2%₹80.92
Sundaram Money Market Fund
Sundaram Mutual Fund
Money Market+6.4%+7.3%+6.4%₹16.21
Sundaram Overnight Fund
Sundaram Mutual Fund
Overnight+5.3%+6.1%+5.7%₹1,456.91
Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund)
Sundaram Mutual Fund
Short Duration+5.8%+7.6%₹51.18
Sundaram Ultra Short Duration Fund (Formerly Known as Principal Ultra Short Term Fund)
Sundaram Mutual Fund
Ultra Short Duration+6.5%+7.3%₹3,143.2
Tata Corporate Bond Fund
Tata Mutual Fund
Corporate Bond+5.4%+7.5%₹13.44
Tata Floating Rate Fund
Tata Mutual Fund
Floater+6.4%+7.6%+6.8%₹13.93
Tata Gilt Securities Fund
Tata Mutual Fund
Gilt+4.2%+7.2%+6.5%₹91.54
Tata Liquid Fund
Tata Mutual Fund
Liquid₹4,458.49
Tata Money Market Fund
Tata Mutual Fund
Money Market+6.5%+7.5%+6.8%₹5,173.7
Tata Overnight Fund
Tata Mutual Fund
Overnight+5.4%+6.2%+5.7%₹1,448.31
Tata Short Term Bond Fund
Tata Mutual Fund
Short Duration+5.5%+7.4%+6.4%₹56.43
Tata Treasury Advantage Fund
Tata Mutual Fund
Low Duration+6.4%+7.4%+6.5%₹4,338.93
Understand the category

What to look at in Debt funds

Debt funds invest in fixed-income instruments such as government securities, corporate bonds, treasury bills and money-market paper, earning returns mainly from interest income and from changes in bond prices. They are generally less volatile than equity funds, but they are neither risk-free nor guaranteed — their value moves with interest rates and with the creditworthiness of the issuers they lend to. SEBI classifies them by maturity and strategy, running from overnight and liquid funds through to gilt and long-duration funds.

Interest-rate risk
Bond prices move inversely to interest rates, so funds holding longer-dated bonds tend to fluctuate more when rates change.
Credit risk
This is the risk that a bond issuer delays or defaults on payment; portfolios holding lower-rated paper carry more of it.
Duration
A portfolio's average duration measures how sensitive it is to rate moves — shorter-duration funds are typically steadier than longer-duration ones.
Costs & yield
The expense ratio and the portfolio's yield-to-maturity indicate ongoing cost and the income the current portfolio generates, which is not a promised return.

These are neutral factors investors commonly weigh — not a ranking, a rating or a recommendation. Which of them matter most depends on your own goals, time frame, tax situation and comfort with fluctuation. GFS is an AMFI-registered mutual fund distributor and can help you work through them; you may also consult a SEBI-registered investment adviser.

Debt funds — common questions

GFS tracks 335 debt schemes (direct plans, growth option) in its fund directory, each listed with its latest published NAV and 1-, 3- and 5-year returns. Of these, 277 have a three-year record, and the median three-year return across that set is +7.3%, measured as of each scheme's latest NAV date. That is a factual midpoint of the group — half sit above it and half below — not a ranking, a rating or a recommendation. Past performance is not indicative of future results.

Current membership, identity, NAV and date come directly from AMFI. Direct-plan CAGR uses mfapi historical NAV only after reconciliation to the exact AMFI current anchor; untrusted or insufficient history is unavailable. Past performance is not indicative of future results. Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-169480), held by Roohani Bangia, not a SEBI-registered Investment Adviser. GFS distributes Regular Plans and may earn commission on them; analytics tools use Direct-Growth facts and do not accept transactions. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

Invest in debt funds that fit your goals

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