ELSS Tax Saver Funds
Every elss tax saver scheme in the AMFI-sourced universe behind this site, with NAV as at 20 Aug 2026.
Average 3Y return
+12.60%
across 38 of 39 schemes
Riskometer (most common)
Very High
35 of 35 disclosing
Total schemes
39
2 SEBI sub-categories
What is a elss tax saver fund?
ELSS (equity-linked savings scheme) funds are diversified equity funds with a 3-year lock-in that qualify for the Section 80C deduction up to ₹1.5 lakh a year.
The only 80C option that is pure equity — and the shortest lock-in of the lot.
The lock-in is a feature: it forces the holding period equity needs anyway.
Old-regime taxpayers get the deduction; new-regime investors should compare with flexi caps.
ELSS Tax Saver schemes, sorted on disclosed returns
39 of 39 schemes shown · sorted by disclosed 1Y return, highest first · NAV as at 20 Aug 2026
ELSS Tax Saver schemes
ELSS
Very High
₹464.09
NAV · 20 Aug 2026
1Y
+14.60%
3Y
+16.84%
5Y
+17.51%
COST
1.19%
ELSS
Very High
₹66.43
NAV · 20 Aug 2026
1Y
+13.32%
3Y
+23.58%
5Y
+18.58%
COST
0.98%
ELSS
Very High
₹61.32
NAV · 20 Aug 2026
1Y
+10.21%
3Y
+18.17%
5Y
+16.32%
COST
1.29%
ELSS
Very High
₹55.55
NAV · 20 Aug 2026
1Y
+10.03%
3Y
+14.67%
5Y
+14.59%
COST
0.90%
ELSS
Very High
₹142.04
NAV · 20 Aug 2026
1Y
+8.92%
3Y
+15.78%
5Y
+14.08%
COST
0.90%
ELSS
Very High
₹29.31
NAV · 20 Aug 2026
1Y
+8.43%
3Y
+19.39%
5Y
+15.18%
COST
0.88%
ELSS
Very High
₹116.92
NAV · 20 Aug 2026
1Y
+8.17%
3Y
+17.62%
5Y
—
COST
1.35%
ELSS
Very High
₹198.04
NAV · 20 Aug 2026
1Y
+7.33%
3Y
+15.16%
5Y
+13.20%
COST
1.06%
ELSS
Very High
₹12.01
NAV · 20 Aug 2026
1Y
+7.03%
3Y
—
5Y
—
COST
1.28%
ELSS
₹19.60
NAV · 20 Aug 2026
1Y
+6.43%
3Y
+18.58%
5Y
—
COST
—
ELSS
Very High
₹58.14
NAV · 20 Aug 2026
1Y
+4.84%
3Y
+14.36%
5Y
+12.91%
COST
1.02%
ELSS
Very High
₹181.55
NAV · 20 Aug 2026
1Y
+3.61%
3Y
+11.47%
5Y
+13.57%
COST
0.93%
ELSS
Very High
₹140.58
NAV · 20 Aug 2026
1Y
+3.53%
3Y
+13.10%
5Y
+13.61%
COST
0.81%
ELSS
Very High
₹73.38
NAV · 20 Aug 2026
1Y
+2.98%
3Y
+12.62%
5Y
+12.44%
COST
1.68%
ELSS
Very High
₹153.26
NAV · 20 Aug 2026
1Y
+2.95%
3Y
+14.38%
5Y
+11.93%
COST
1.17%
ELSS
₹70.51
NAV · 20 Aug 2026
1Y
+2.74%
3Y
+13.18%
5Y
+9.93%
COST
—
ELSS
Very High
₹112.24
NAV · 20 Aug 2026
1Y
+2.03%
3Y
+13.23%
5Y
+8.01%
COST
1.04%
ELSS
Very High
₹145.51
NAV · 20 Aug 2026
1Y
+2.03%
3Y
+14.29%
5Y
+13.74%
COST
1.12%
ELSS
Very High
₹156.88
NAV · 20 Aug 2026
1Y
+1.89%
3Y
+15.35%
5Y
+13.73%
COST
0.92%
ELSS
Very High
₹40.91
NAV · 20 Aug 2026
1Y
+1.36%
3Y
+10.77%
5Y
+11.85%
COST
1.20%
ELSS
₹1,057.53
NAV · 20 Aug 2026
1Y
+0.99%
3Y
+13.22%
5Y
+12.03%
COST
—
ELSS
Very High
₹23.99
NAV · 20 Aug 2026
1Y
+0.95%
3Y
+9.31%
5Y
+9.36%
COST
0.99%
ELSS
Very High
₹231.58
NAV · 20 Aug 2026
1Y
+0.21%
3Y
+10.97%
5Y
+9.56%
COST
1.01%
ELSS
Very High
₹471.85
NAV · 20 Aug 2026
1Y
-0.03%
3Y
+16.32%
5Y
+16.77%
COST
1.23%
ELSS- Tax Saver Fund
Very High
₹33.27
NAV · 20 Aug 2026
1Y
-1.07%
3Y
+10.60%
5Y
+11.54%
COST
1.19%
ELSS
Very High
₹173.28
NAV · 20 Aug 2026
1Y
-1.22%
3Y
+11.69%
5Y
+10.93%
COST
1.24%
ELSS
Very High
₹200.45
NAV · 20 Aug 2026
1Y
-1.30%
3Y
+11.95%
5Y
+12.17%
COST
2.10%
ELSS
Very High
₹1,625.36
NAV · 20 Aug 2026
1Y
-1.61%
3Y
+13.18%
5Y
+13.61%
COST
1.17%
ELSS
Very High
₹1,513.45
NAV · 20 Aug 2026
1Y
-1.83%
3Y
+15.29%
5Y
+16.27%
COST
1.18%
ELSS
Very High
₹13.79
NAV · 20 Aug 2026
1Y
-2.36%
3Y
+8.63%
5Y
—
COST
0.38%
ELSS
Very High
₹14.75
NAV · 20 Aug 2026
1Y
-2.45%
3Y
+8.66%
5Y
—
COST
0.24%
ELSS
Very High
₹540.92
NAV · 20 Aug 2026
1Y
-2.47%
3Y
+10.49%
5Y
—
COST
1.79%
ELSS
Very High
₹22.15
NAV · 20 Aug 2026
1Y
-3.74%
3Y
+11.54%
5Y
+10.54%
COST
1.44%
ELSS
Very High
₹126.04
NAV · 20 Aug 2026
1Y
-4.07%
3Y
+11.75%
5Y
+11.08%
COST
0.93%
ELSS
Very High
₹31.89
NAV · 20 Aug 2026
1Y
-7.05%
3Y
+11.27%
5Y
+12.98%
COST
0.67%
Open in the screener with full filters →
Returns over 1Y are annualised · NAV and returns as at 20 Aug 2026
ELSS Tax Saver funds return calculator
Backtest a real fund from this category, or project a future value.
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Investment type
SIP amount (monthly)₹5,000
Tenure
Backtest: quant ELSS Tax Saver Fund - Growth Option’s disclosed 5Y SIP return of 15.18% — an annualised SIP return (XIRR), compounded monthly over the instalments. Past figures, illustrative only.
Invested amt.₹3,00,000
Net profit+₹1,38,649
Total wealth₹4,38,649
Suitability test
Are elss tax saver funds suitable for you?
3 questions · 30 seconds · no sign-up
ELSS Tax Saver schemes with the highest disclosed 3Y return
Why ELSS
Two things happen in one product: the amount you invest reduces your taxable income under 80C (old regime), and the money itself stays invested in equity. The tax treatment is set by the rules; the equity part is market-linked, and its outcome is not assured.
Taxation (2026)
The investment deducts under 80C (old regime). Gains follow equity rules — 12.5% long-term above ₹1.25 lakh a year.
Who should invest
Salaried old-regime taxpayers who haven’t exhausted 80C, and anyone who wants forced discipline.
What to check
Each SIP instalment locks for its own 3 years — plan redemptions accordingly.
Frequently asked questions
+Can I withdraw ELSS before 3 years?
No — the lock-in is absolute. Each SIP instalment unlocks 3 years after its own purchase date.
+Is ELSS worth it under the new tax regime?
The 80C deduction only applies under the old regime. Under the new one, a regular flexi-cap fund offers the same equity without the lock-in.
+ELSS vs PPF?
PPF is guaranteed and slow; ELSS is market-linked with a far shorter lock-in. Many investors hold both for different jobs.