Balanced Advantage Funds
Every balanced advantage scheme in the AMFI-sourced universe behind this site, with NAV as at 20 Aug 2026.
Average 3Y return
+10.30%
across 28 of 39 schemes
Riskometer (most common)
Very High
27 of 32 disclosing
Total schemes
39
3 SEBI sub-categories
What is a balanced advantage fund?
Balanced advantage funds move money between equity and debt automatically, based on market valuations — more equity when markets are cheap, less when they run hot.
One fund, two jobs: growth from equity, cushioning from debt.
The model does the rebalancing — no timing decisions left to you.
Falls less than pure equity in corrections; lags it in raging bull runs.
Balanced Advantage schemes, sorted on disclosed returns
39 of 39 schemes shown · sorted by disclosed 1Y return, highest first · NAV as at 20 Aug 2026
Balanced Advantage schemes
Dynamic Asset Allocation or Balanced Advantage
Very High
₹28.96
NAV · 20 Aug 2026
1Y
+8.61%
3Y
+13.77%
5Y
+12.49%
COST
1.00%
Dynamic Asset Allocation or Balanced Advantage
₹131.73
NAV · 20 Aug 2026
1Y
+8.48%
3Y
+13.07%
5Y
+11.31%
COST
—
Dynamic Asset Allocation or Balanced Advantage
Moderate
₹11.23
NAV · 20 Aug 2026
1Y
+8.27%
3Y
—
5Y
—
COST
1.40%
Dynamic Asset Allocation or Balanced Advantage
₹89.83
NAV · 20 Aug 2026
1Y
+7.75%
3Y
+12.89%
5Y
+11.94%
COST
—
Dynamic Asset Allocation or Balanced Advantage
Very High
₹28.80
NAV · 20 Aug 2026
1Y
+7.33%
3Y
+10.53%
5Y
+11.26%
COST
1.40%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹61.81
NAV · 20 Aug 2026
1Y
+7.07%
3Y
+11.85%
5Y
+10.62%
COST
0.86%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹12.37
NAV · 20 Aug 2026
1Y
+6.73%
3Y
—
5Y
—
COST
1.04%
Balanced Hybrid Fund
High
₹13.89
NAV · 20 Aug 2026
1Y
+6.46%
3Y
—
5Y
—
COST
0.62%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹29.86
NAV · 20 Aug 2026
1Y
+6.29%
3Y
+11.02%
5Y
+9.03%
COST
1.12%
Balanced Advantage Fund/ Dynamic Asset Allocation
Very High
₹16.33
NAV · 20 Aug 2026
1Y
+6.16%
3Y
+12.41%
5Y
—
COST
0.88%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹15.63
NAV · 20 Aug 2026
1Y
+6.13%
3Y
+11.30%
5Y
—
COST
0.96%
Dynamic Asset Allocation or Balanced Advantage
Moderately High
₹33.64
NAV · 20 Aug 2026
1Y
+6.12%
3Y
+11.70%
5Y
+9.50%
COST
1.13%
Balanced Hybrid Fund
₹14.04
NAV · 20 Aug 2026
1Y
+5.87%
3Y
—
5Y
—
COST
—
Dynamic Asset Allocation or Balanced Advantage
₹15.85
NAV · 20 Aug 2026
1Y
+5.86%
3Y
+13.16%
5Y
—
COST
—
Dynamic Asset Allocation or Balanced Advantage
Very High
₹212.42
NAV · 20 Aug 2026
1Y
+5.68%
3Y
+12.19%
5Y
+10.64%
COST
0.85%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹15.22
NAV · 20 Aug 2026
1Y
+4.88%
3Y
+9.71%
5Y
—
COST
1.67%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹24.48
NAV · 20 Aug 2026
1Y
+4.79%
3Y
+13.26%
5Y
+10.63%
COST
1.07%
Balanced Advantage Fund/ Dynamic Asset Allocation
Very High
₹12.08
NAV · 20 Aug 2026
1Y
+4.77%
3Y
—
5Y
—
COST
1.38%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹23.37
NAV · 20 Aug 2026
1Y
+4.68%
3Y
+10.88%
5Y
+10.00%
COST
0.83%
Dynamic Asset Allocation or Balanced Advantage
₹23.79
NAV · 20 Aug 2026
1Y
+4.54%
3Y
+9.88%
5Y
+10.15%
COST
—
Dynamic Asset Allocation or Balanced Advantage
Very High
₹16.69
NAV · 20 Aug 2026
1Y
+4.41%
3Y
+11.01%
5Y
—
COST
0.86%
Dynamic Asset Allocation or Balanced Advantage
Moderately High
₹11.84
NAV · 20 Aug 2026
1Y
+3.86%
3Y
—
5Y
—
COST
0.41%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹52.27
NAV · 20 Aug 2026
1Y
+3.42%
3Y
+10.56%
5Y
—
COST
1.18%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹22.65
NAV · 20 Aug 2026
1Y
+3.28%
3Y
+9.52%
5Y
+8.54%
COST
1.46%
Dynamic Asset Allocation or Balanced Advantage
High
₹42.67
NAV · 20 Aug 2026
1Y
+3.00%
3Y
+10.05%
5Y
—
COST
1.13%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹15.59
NAV · 20 Aug 2026
1Y
+2.88%
3Y
+11.48%
5Y
—
COST
0.76%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹572.87
NAV · 20 Aug 2026
1Y
+2.41%
3Y
+13.26%
5Y
+16.10%
COST
0.76%
Dynamic Asset Allocation or Balanced Advantage
₹10.67
NAV · 20 Aug 2026
1Y
+2.20%
3Y
—
5Y
—
COST
—
Dynamic Asset Allocation or Balanced Advantage
Very High
₹19.13
NAV · 20 Aug 2026
1Y
+1.96%
3Y
+8.04%
5Y
+7.87%
COST
0.96%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹16.50
NAV · 20 Aug 2026
1Y
+1.83%
3Y
+10.69%
5Y
+9.71%
COST
1.61%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹14.73
NAV · 20 Aug 2026
1Y
+1.45%
3Y
+9.96%
5Y
—
COST
1.12%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹13.20
NAV · 20 Aug 2026
1Y
+1.31%
3Y
+9.83%
5Y
—
COST
0.72%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹16.75
NAV · 20 Aug 2026
1Y
+0.18%
3Y
+8.51%
5Y
+8.40%
COST
0.92%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹17.14
NAV · 20 Aug 2026
1Y
+0.11%
3Y
+15.21%
5Y
—
COST
1.56%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹22.14
NAV · 20 Aug 2026
1Y
-0.61%
3Y
+4.17%
5Y
+6.41%
COST
1.58%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹63.69
NAV · 20 Aug 2026
1Y
-0.81%
3Y
+10.32%
5Y
+9.53%
COST
1.16%
Dynamic Asset Allocation or Balanced Advantage
Very High
₹10.59
NAV · 20 Aug 2026
1Y
-1.67%
3Y
—
5Y
—
COST
1.96%
Balanced Hybrid Fund
₹10.16
NAV · 20 Aug 2026
1Y
—
3Y
—
5Y
—
COST
—
Dynamic Asset Allocation or Balanced Advantage
Very High
₹10.21
NAV · 20 Aug 2026
1Y
—
3Y
—
5Y
—
COST
1.10%
Open in the screener with full filters →
Returns over 1Y are annualised · NAV and returns as at 20 Aug 2026
Balanced Advantage funds return calculator
Backtest a real fund from this category, or project a future value.
What would you like to calculate?
Select fund
Investment type
SIP amount (monthly)₹5,000
Tenure
Backtest: Baroda BNP Paribas Balanced Advantage Fund’s disclosed 5Y SIP return of 12.62% — an annualised SIP return (XIRR), compounded monthly over the instalments. Past figures, illustrative only.
Invested amt.₹3,00,000
Net profit+₹1,11,794
Total wealth₹4,11,794
Suitability test
Are balanced advantage funds suitable for you?
3 questions · 30 seconds · no sign-up
Balanced Advantage schemes with the highest disclosed 3Y return
Why balanced advantage
Most investors buy high and sell low. A valuation-driven allocation model does the opposite, mechanically.
Taxation (2026)
Most BAFs maintain equity taxation through arbitrage — 12.5% long-term above ₹1.25 lakh. Confirm per scheme.
Who should invest
First-time investors nervous about volatility, and retirees who want equity participation with brakes.
What to check
The allocation model (pro-cyclical vs counter-cyclical) and the current net equity level.
Frequently asked questions
+How is this different from an aggressive hybrid fund?
Aggressive hybrids hold a fixed 65–80% equity. BAFs move equity anywhere from ~30% to ~80% based on their model.
+Do BAFs protect fully in a crash?
No — they soften falls, not prevent them. A 2020-style crash still hurts, just less.
+Is a BAF enough as my only fund?
For a simple one-fund portfolio it’s a reasonable choice; add pure equity later as comfort grows.