HDFC SILVER ETF FUND OF…₹38.97▲4.29% TATA SILVER ETF FUND OF…₹30.92▲4.27% DSP SILVER ETF₹24.52▲4.18% NIPPON INDIA SILVER ETF₹35.92▲4.16% UTI SILVER ETF₹30.16▲4.15% MIRAE ASSET SILVER ETF₹10.51▲4.11% SBI SILVER ETF₹25.14▲4.07% ZERODHA SILVER ETF₹21.50▲4.05% ADITYA BIRLA SUN LIFE S…₹36.60▲4.03% GROWW SILVER ETF₹22.87▲3.98% HDFC SILVER ETF FUND OF…₹38.97▲4.29% TATA SILVER ETF FUND OF…₹30.92▲4.27% DSP SILVER ETF₹24.52▲4.18% NIPPON INDIA SILVER ETF₹35.92▲4.16% UTI SILVER ETF₹30.16▲4.15% MIRAE ASSET SILVER ETF₹10.51▲4.11% SBI SILVER ETF₹25.14▲4.07% ZERODHA SILVER ETF₹21.50▲4.05% ADITYA BIRLA SUN LIFE S…₹36.60▲4.03% GROWW SILVER ETF₹22.87▲3.98%

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GFS » Mutual Fund » Liquid

Liquid Funds

Every liquid scheme in the AMFI-sourced universe behind this site, with NAV as at 20 Aug 2026.

Average 3Y return

+6.90%

across 35 of 42 schemes

Riskometer (most common)

Moderately Low

29 of 37 disclosing

Total schemes

1 SEBI sub-category

What is a liquid fund?

Liquid funds hold debt maturing within 91 days — treasury bills, commercial paper, certificates of deposit — making them the calmest category in the market.

Built for parking money: emergency funds, bonus money, next quarter’s expenses.

Redemptions usually settle the next business day; small instant-redemption limits exist too.

Returns hug short-term interest rates — think FD-like, not equity-like.

Liquid schemes, sorted on disclosed returns

42 of 42 schemes shown · sorted by disclosed 1Y return, highest first · NAV as at 20 Aug 2026

Liquid funds return calculator

Backtest a real fund from this category, or project a future value.

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Investment type

SIP amount (monthly)₹5,000

Tenure

Backtest: Aditya Birla Sun Life Liquid Fund - Growth’s disclosed 5Y SIP return of 6.82% — an annualised SIP return (XIRR), compounded monthly over the instalments. Past figures, illustrative only.

₹3.6 L

Invested amt.₹3,00,000

Net profit+₹56,380

Total wealth₹3,56,380

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Liquid schemes with the highest disclosed 3Y return

Aditya Birla Sun Life Liquid Fund - Growth

3Y returns +7.03%

Axis Liquid Fund

3Y returns +7.02%

Edelweiss Liquid Fund

3Y returns +7.02%

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)

3Y returns +7.02%

Why liquid funds

Better rates than savings accounts with almost none of the drama. The natural first stop for money that must stay safe but shouldn’t sit idle.

Taxation (2026)

Non-equity rules: gains add to your income and are taxed at slab rate regardless of holding period.

Who should invest

Anyone with idle cash — and STP users who park a lumpsum here while transferring into equity monthly.

What to check

Credit quality of the paper held and a graded exit load that applies only in the first 7 days.

Frequently asked questions

+Can a liquid fund lose money?

Rarely and briefly — only in credit events or sharp rate moves. Day-to-day NAVs are remarkably steady.

+Liquid fund vs savings account?

Liquid funds usually earn 1–2% more, with next-day access. Keep a month of expenses in the bank, park the rest.

+What is the exit load?

A small graded load applies for the first 7 days only — nil after that.

Explore other categories

International Large Cap Large & Mid Cap Mid Cap Small Cap Flexi Cap Multi Cap ELSS Tax Saver Balanced Advantage Liquid Gold Index Funds Sectoral / Thematic