Published NAVNAV published by the AMC, sourced from AMFI
Change+82.7%change over the window — not annualised
Low / high₹202.11 / ₹369.261 Aug 2016 · 20 Aug 2026
Last print+0.01%19 Aug 2026 → 20 Aug 2026
Prints1,483published NAVs, AMFI · axis does not start at zero
Returns
NAV and returns as at 20 Aug 2026Lumpsum · point to point
1W
+0.1%
1M
+0.52%
3M
+1.72%
6M
+3.41%
YTD
+4.23%
1Y
+6.48%
2Y CAGR
+6.79%
3Y CAGR
+7%
5Y CAGR
+6.33%
10Y CAGR
+6.17%
SIP · XIRR on monthly instalments
6M SIP
+6.92%
1Y SIP
+6.71%
2Y SIP
+6.65%
3Y SIP
+6.81%
5Y SIP
+6.79%
10Y SIP
+6.15%
Full history SIP
+6.15%
Periods up to one year are absolute; longer periods are annualised (CAGR). SIP figures are the XIRR of a fixed monthly instalment over the same window. — means this scheme’s NAV history does not cover that period — across all 1648 schemes, 68% have a 3-year figure, 48.8% a 5-year one, and 32.7% a 10-year one.
Returns vs category
1Y
+6.48%
+6.36%
3Y
+7%
+6.91%
5Y
+6.33%
+6.25%
Average is the mean of every Liquid Fund scheme in this dataset that discloses the period — 38 schemes at 1Y, 35 at 3Y, 32 at 5Y. Returns beyond one year are annualised.
Top holdings
as at 31 Jul 2026 · source: AMC monthly portfolio disclosure
CRISIL AAA
7%
CRISIL AAA
6.36%
SOVEREIGN
6.28%
CRISIL A1+
5.5%
CRISIL A1+
5.05%
CRISIL A1+
4.42%
SOVEREIGN
3.78%
CRISIL AAA
3.18%
CRISIL A1+
3.17%
CRISIL A1+
3.17%
Top 10 47.91%Securities 27Securities total 91.43%Cash & equivalents 8.57%
The ten largest securities by weight, out of 27 disclosed. Weight is percent of net assets as filed. Cash-equivalent lines (TREPS, reverse repo, net receivables, margin) and derivative legs are counted in the chips above but not ranked among securities, because a short futures leg is filed as a negative weight and sorting it alongside a shareholding describes no portfolio. A portfolio is a point-in-time filing and changes every month.
Risk
Volatility · annualised · 3Y
0.15%
Max drawdown · 3Y
0%
Sharpe ratio
-1
SEBI riskometer
Moderately Low
Volatility is the annualised standard deviation of daily NAV moves over the last three years; max drawdown is the deepest peak-to-trough fall in that same window. Where a scheme has less than three years of NAV, the window is what it actually has and is labelled as such — never as three years. Sharpe is as disclosed in the scheme key-ratio feed (as at 26 July 2026).
Beta and alpha are not shown. No benchmark series in the source.
Cost
Expense ratio0.11%
Category average0.2%
Exit load0.007%
52W high / low₹369.2615 / ₹346.7863
Expense ratio 0.11% vs a category average of 0.2% — 0.09 percentage points lower. Among Liquid Fund schemes disclosing an expense ratio it is 12th of 37, cheapest first.
Expense ratio and category average are as disclosed against this scheme in the source; 78.5% of schemes here carry one. The ratio is charged inside the NAV, so every return on this page is already net of it.
Scheme facts
SEBI sub-category
Liquid Fund
Plan / option
Direct Growth
Benchmark
CRISIL Liquid Debt Index
Fund manager
Akhil Dhar, Puneet Pal
Launched
14 Jan 2003
NAV history here
10.0y
ISIN
INF223J01NS5
AMFI scheme code
138299
SEBI riskometer
Moderately Low
Exit load
0.007%
Lock-in
None
Minimum lumpsum
₹5,000
Exit load, as disclosed: 0.007% for Day 1 · 0.0065% on Day 2 · 0.0060% on Day 3 · 0.0055% on Day 4 · 0.0050% on Day 5 · 0.0045% on Day 6 · NIL on or after 7D
Not shown on this page, and why
Star rating — GFS is an AMFI-registered distributor (ARN-169480), not a SEBI-registered investment adviser. It does not rate schemes.
Scheme AUM — Scheme-level AUM is not in the source; only AMC-total AUM, which is a different number.
Minimum SIP — Not present in the source.
Beta and alpha — No benchmark series in the source.
General SIP calculator
A general SIP illustration: your monthly amount grown at the annual rate you set below, compounded monthly. The rate is your assumption — it is not this scheme’s past return, not a forecast of it, and mutual fund returns are not assured.
Monthly SIP₹10,000
Tenure10 years
Assumed annual return12%
Invested₹12,00,000
Est. gain₹11,23,391
Total value₹23,23,391