International Mutual Funds
Every scheme SEBI classifies as FoF Overseas, bought and redeemed in INR. Figures are the schemes’ own disclosed numbers.
What is an international mutual fund?
An international fund is an Indian mutual fund scheme that puts its money to work outside India — usually by feeding into a global ETF or an offshore parent fund. You invest and redeem in rupees; the scheme handles the currency conversion and custody.
International schemes, sorted on disclosed returns
International funds return calculator
Backtest a real fund, or project a future value.
International schemes with the highest disclosed 3Y return
How do international funds work?
Your SIP lands in rupees with the Indian AMC. The scheme then routes it abroad in one of two ways: a fund of funds buys units of a global ETF or an offshore parent fund (most of the table above works this way), while a direct scheme buys foreign stocks itself. NAVs are declared a day later than domestic funds because the underlying markets close after India does.
Performance therefore depends on three inputs: the underlying market, the fund’s expenses at both layers, and the USD–INR rate on the way back.
Advantages of investing in international funds
How to invest in international funds on GFS
Should I invest in international funds in 2026?
Is it safe to invest in international funds for the long term?
“Safe” is the wrong test — these are equity funds and they fall hard in bad years. The right test is whether you can sit through three specific risks:
Frequently asked questions
How is an international fund different from a domestic fund?+
A domestic fund buys companies listed in India; an international fund buys assets listed abroad, usually through a global ETF or an offshore parent fund. You still invest in INR — the difference is where the money lands.
What do I actually gain by adding one?+
Three things: exposure to businesses India doesn’t list, lower dependence on one economy, and a natural hedge against rupee depreciation. In exchange you accept currency swings and global policy risk.
How do I invest through GFS?+
Complete KYC with your PAN, pick a scheme from the table, choose SIP or lumpsum and pay by UPI. Minimum investment amounts differ by scheme — the Information tab in the table above shows each scheme’s disclosed minimum lumpsum.
Are these funds safe for long-term wealth creation?+
They’re as safe as equity ever is — which is to say, volatile in the short run. Over 5+ years, diversified global exposure has historically rewarded patience, but single-theme funds can lag for long stretches.
How are international funds taxed?+
They’re treated as non-equity for tax. Units held over 24 months qualify for the long-term rate; shorter holdings are taxed at your slab. Rules change — confirm current rates before you redeem.
Which international funds show the highest 3-year return right now?+
By disclosed 3-year return in this snapshot: DSP World Gold Mining Overseas Equity Omni FoF (+61.42%), ICICI Prudential Strategic Metal and Energy Equity Fund of Fund (+38.60%), Mirae Asset Global X Artificial Intelligence & Technology ETF Fund of Fund (+38.43%). Those are published past returns, not a recommendation — sort the table by the period that matches your horizon.
Is 2026 a good year to start?+
Timing matters less than sizing. If the allocation is 10–20% and the horizon is 5+ years, starting a SIP now and averaging through the cycle is the standard approach.
Who should add international funds to their portfolio?+
Investors with a funded domestic core, a 5-year-plus horizon, and the stomach for 20–30% drawdowns. If that’s not you yet, the suitability test above will say so.