See what your monthly SIP could grow into

A SIP (Systematic Investment Plan) calculator estimates the future value of investing a fixed amount every month in a mutual fund. You enter your monthly amount, the number of years and an expected annual return; it compounds each instalment forward and shows your total invested amount, estimated gains and projected corpus.

The calculator uses the standard future-value-of-a-SIP formula: FV = P × [ ((1 + i)^n − 1) / i ] × (1 + i), where P is your monthly investment, i is the monthly rate of return (annual rate ÷ 12 ÷ 100) and n is the total number of monthly instalments (years × 12). Your invested amount is simply P × n, and estimated gains are FV minus that.

No. It assumes a constant return every month, which real markets never deliver. Actual mutual fund returns rise and fall with the market and are not guaranteed. Use the result as a planning guide, and remember that mutual fund investments are subject to market risks.

It depends on your goal, time frame and income — not a fixed rule. You can start a SIP with as little as ₹500 a month. What matters most is starting early and staying consistent. Our Faridabad-based planners can help you arrive at a comfortable, goal-linked amount.

Yes. SIPs are flexible — you can step up your contribution as your income grows, pause it, or start additional SIPs for new goals. Many investors increase their SIP each year to keep pace with income and inflation.