Save tax, and grow it too.
ELSS mutual funds let you claim a deduction under Section 80C — up to ₹46,800 in tax saved on a ₹1.5 lakh investment under the old tax regime — while your money stays invested for long-term growth. Guided by a NISM-certified distributor in Faridabad and Delhi NCR.
ELSS (Equity Linked Savings Scheme) mutual funds qualify for a Section 80C deduction of up to ₹1.5 lakh a year under the old tax regime, with a 3-year lock-in — the shortest among common 80C options. GFS, an AMFI-registered distributor in Faridabad and Delhi NCR, helps you fit ELSS into your tax plan. Returns are market-linked, not assured.
Illustrative for the 30% slab incl. 4% cess, old regime. Your saving depends on your income and total 80C. Not tax advice.
Section 80C & ELSS, in plain numbers
The key facts you need — informational only, not tax or investment advice.
Maximum deduction under Section 80C per financial year (across all eligible 80C investments combined).
Potential tax saved in a year on a full ₹1.5 lakh 80C investment for someone in the 30% slab (plus 4% cess).
ELSS lock-in — the shortest among common Section 80C tax-saving options.
An equity fund with a tax benefit
An Equity Linked Savings Scheme (ELSS) is a type of mutual fund that invests primarily in equities and qualifies for a deduction under Section 80C of the Income Tax Act — combining tax saving with long-term wealth building in one investment.
Under the old tax regime, you can claim up to ₹1.5 lakh a year across all Section 80C instruments combined. ELSS is one such option, and it carries the shortest lock-in — just 3 years. You can invest as a lumpsum or spread it through the year with an ELSS SIP.
- Qualifies for Section 80C deduction
- Shortest lock-in among 80C options (3 yrs)
- Invests mainly in equities for growth
- Can be started via SIP or lumpsum
- Carries market risk — returns not assured
Why investors choose ELSS for 80C
Tax deduction under 80C
Investments in ELSS qualify for deduction under Section 80C of the Income Tax Act, within the overall ₹1.5 lakh annual limit.
Shortest lock-in
At 3 years, ELSS has the shortest mandatory lock-in among popular 80C instruments like PPF, NSC and tax-saving FDs.
Equity growth potential
ELSS funds invest primarily in equities, giving your tax-saving money exposure to long-term market growth (with market risk).
Invest via SIP or lumpsum
You can invest a lumpsum before the financial year ends, or spread it out with a monthly SIP through the year.
Wealth + tax in one
Instead of parking money purely to save tax, ELSS aims to grow it too — combining two goals in a single investment.
Simple, transparent
Clear disclosures on holdings, costs and performance, with guidance on how ELSS fits your overall plan.
Tax-saving with ELSS, step by step
Check your 80C headroom
We help you see how much of your ₹1.5 lakh 80C limit is already used by EPF, insurance, PPF and more.
Decide the amount
Choose how much to invest in ELSS this year, based on your remaining 80C room and cash flow.
Invest — SIP or lumpsum
Set up a monthly ELSS SIP or a one-time investment before the financial year closes.
Track the lock-in
We help you note each instalment's 3-year lock-in so you know when units become available.
Related tools & services
SIP Calculator
Plan a monthly ELSS SIP through the year.
Lumpsum Calculator
Project a one-time ELSS investment.
Mutual Fund Investment
See where ELSS fits your portfolio.
Financial Planning
Fit tax-saving into your bigger plan.
SIP Investment
Automate disciplined monthly investing.
Retirement Planning
Build long-term wealth for later life.
Frequently asked questions
Tax figures shown are illustrative and based on current Section 80C provisions under the old tax regime; individual outcomes depend on your income slab, chosen tax regime and total eligible investments. This is general information, not tax or investment advice — please consult a qualified tax professional for your situation.
Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Make this year's tax-saving count
Plan your ELSS 80C investment with a NISM-certified distributor in Faridabad / Delhi NCR.