Name your goal. We'll find the monthly number
A home, a car, your child's education, or simply financial freedom — enter what it will cost and when, and see exactly the SIP you need. Goal-based planning, made simple for Faridabad and Delhi NCR.
What this goal will cost — a home down-payment, a child's education, a dream.
Estimates only, based on a constant assumed return — actual mutual fund returns vary and are not guaranteed, so the real SIP required may differ. This is not investment advice. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
Working backwards to your SIP
We flip the SIP formula around to solve for the monthly investment.
- FV Your target goal amount
- i Monthly return = annual return ÷ 12 ÷ 100
- n Months to the goal = years × 12
The calculator also shows a one-time lumpsum alternative — the amount you'd need to invest today, computed as FV ÷ (1 + r)years — in case you'd rather invest in a single go.
If the number feels big
Add time
Even a couple more years lets compounding carry more of the load, lowering the monthly amount you need.
Step up yearly
Start where you're comfortable and increase your SIP each year in line with your income — a top-up SIP.
Stage the goal
Break one large goal into phases, or run several goal SIPs in parallel so nothing gets crowded out.
Plan the full picture
Frequently asked questions
Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Let's map your goals
Book a free consultation with a NISM-certified planner in Faridabad / Delhi NCR and build a goal-based plan.