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GFS — Gayatri Financial Synergy
Public offerings

Understand IPOs before you apply

From price bands to allotment to listing — we explain the IPO process in plain language for investors across Faridabad & Delhi NCR. Then track upcoming and current IPOs on our partner platform, Unlisted Axis.

IPO investments carry market risk. This page is educational and is not a recommendation to apply for any IPO.

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The basics

What actually is an IPO?

The moment a private company opens its shares to the public and lists on an exchange.

In an Initial Public Offering, a company sells shares to public investors for the first time to raise capital, and those shares begin trading on NSE and/or BSE. You apply during a short offer window; if you receive an allotment, the shares land in your demat account and you can hold or sell after listing.

IPOs come in two flavours — mainboard (larger, more established companies) and SME (smaller companies on dedicated platforms, with bigger lot sizes and higher risk). Both are regulated by SEBI, but neither guarantees a profit.

Key terms, quickly
  • Price bandThe range within which you bid
  • Lot sizeMinimum number of shares per application
  • Cut-off priceAgreeing to the final issue price
  • ASBA / UPIAmount blocked, not debited, till allotment
  • Listing dayWhen shares start trading on the exchange
The journey

How an IPO works, start to finish

01

DRHP / RHP filing

The company files its offer documents with SEBI, disclosing financials, risks and how it will use the funds.

02

Price band & dates

A price band and a 3-day bidding window are announced. You decide how many lots to apply for.

03

Bidding via UPI / ASBA

You apply through your bank or broker; the amount is blocked in your account until allotment.

04

Allotment & listing

Shares are allotted (often by lottery if oversubscribed) and listed on the exchange a few days later.

GMP, explained honestly

Grey Market Premium is an unofficial, unregulated number floated in informal markets before listing. It is speculative, changes by the hour, and is not a reliable predictor of how a share will list or perform. We show it — when relevant — as context, never as a reason to invest.

Apply smart

A short checklist before you apply

Read the RHP

Skim the business, financials, risk factors and 'objects of the issue' before you apply.

Judge the valuation

Compare the asking price to listed peers — an exciting story can still be richly priced.

Ignore the hype

GMP, WhatsApp tips and 'sure-shot' claims are noise. Decide on fundamentals and your goals.

Disclosure & risk: IPO investments are subject to market risks; allotment and listing gains are never guaranteed. Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Gayatri Financial Synergy provides educational information and access via a partner platform, and does not recommend any specific IPO.

Frequently asked questions

An IPO (Initial Public Offering) is when a private company offers its shares to the public for the first time and lists on a stock exchange like NSE or BSE. Investors can apply during the offer window; if allotted, shares are credited to their demat account before listing.

Have a question about an IPO?

Talk to a NISM-certified planner in Faridabad / Delhi NCR before you apply.