GFS » Mutual Fund » Gilt Fund with 10 year constant duration » SBI CONSTANT MATURITY 10 YEAR GILT FUND
Published NAVNAV published by the AMC, sourced from AMFI
Change+112.9%change over the window — not annualised
Low / high₹32.69 / ₹70.021 Aug 2016 · 14 Aug 2026
Last print-0.25%19 Aug 2026 → 20 Aug 2026
Prints1,115published NAVs, AMFI · axis does not start at zero
Returns
NAV and returns as at 20 Aug 2026Lumpsum · point to point
1W
-0.57%
1M
+0.07%
3M
+3.58%
6M
+2.38%
YTD
+2.98%
1Y
+5.09%
2Y CAGR
+6.48%
3Y CAGR
+7.42%
5Y CAGR
+6.11%
10Y CAGR
+7.78%
SIP · XIRR on monthly instalments
6M SIP
+7.26%
1Y SIP
+5.49%
2Y SIP
+5.55%
3Y SIP
+6.59%
5Y SIP
+6.83%
10Y SIP
+7.09%
Full history SIP
+7.09%
Periods up to one year are absolute; longer periods are annualised (CAGR). SIP figures are the XIRR of a fixed monthly instalment over the same window. — means this scheme’s NAV history does not cover that period — across all 1648 schemes, 68% have a 3-year figure, 48.8% a 5-year one, and 32.7% a 10-year one.
Returns vs category
1Y
+5.09%
+5.04%
3Y
+7.42%
+7.5%
5Y
+6.11%
+5.95%
Average is the mean of every Gilt Fund with 10 year constant duration scheme in this dataset that discloses the period — 5 schemes at 1Y, 5 at 3Y, 4 at 5Y. Returns beyond one year are annualised.
Top holdings
as at 31 Jul 2026 · source: AMC monthly portfolio disclosure
Sovereign
37.54%
Sovereign
32.83%
Sovereign
15.02%
Sovereign
6.42%
Sovereign
6.16%
Top 10 97.97%Securities 5Securities total 97.97%Cash & equivalents 2.03%
The ten largest securities by weight, out of 5 disclosed. Weight is percent of net assets as filed. Cash-equivalent lines (TREPS, reverse repo, net receivables, margin) and derivative legs are counted in the chips above but not ranked among securities, because a short futures leg is filed as a negative weight and sorting it alongside a shareholding describes no portfolio. A portfolio is a point-in-time filing and changes every month.
Risk
Volatility · annualised · 3Y
2.91%
Max drawdown · 3Y
-2.69%
Sharpe ratio
0.19
SEBI riskometer
Moderate
Volatility is the annualised standard deviation of daily NAV moves over the last three years; max drawdown is the deepest peak-to-trough fall in that same window. Where a scheme has less than three years of NAV, the window is what it actually has and is labelled as such — never as three years. Sharpe is as disclosed in the scheme key-ratio feed (as at 24 July 2026).
Beta and alpha are not shown. No benchmark series in the source.
Cost
Expense ratio0.32%
Category average0.42%
Exit loadNil
52W high / low₹70.0194 / ₹65.8691
Expense ratio 0.32% vs a category average of 0.42% — 0.1 percentage points lower.
Expense ratio and category average are as disclosed against this scheme in the source; 78.5% of schemes here carry one. The ratio is charged inside the NAV, so every return on this page is already net of it.
Scheme facts
SEBI sub-category
Gilt Fund with 10 year constant duration
Plan / option
Direct Growth
Benchmark
Nifty 10 yr Benchmark G-Sec
Fund manager
Sudhir Agarwal
Launched
11 Dec 2000
NAV history here
10.0y
ISIN
INF200K01SK7
AMFI scheme code
120137
SEBI riskometer
Moderate
Exit load
Nil
Lock-in
None
Minimum lumpsum
₹5,000
Exit load, as disclosed: Nil
Not shown on this page, and why
Star rating — GFS is an AMFI-registered distributor (ARN-169480), not a SEBI-registered investment adviser. It does not rate schemes.
Scheme AUM — Scheme-level AUM is not in the source; only AMC-total AUM, which is a different number.
Minimum SIP — Not present in the source.
Beta and alpha — No benchmark series in the source.
General SIP calculator
A general SIP illustration: your monthly amount grown at the annual rate you set below, compounded monthly. The rate is your assumption — it is not this scheme’s past return, not a forecast of it, and mutual fund returns are not assured.
Monthly SIP₹10,000
Tenure10 years
Assumed annual return12%
Invested₹12,00,000
Est. gain₹11,23,391
Total value₹23,23,391