How volatile has it been?

Annualised volatility over the 2Y of NAV history this scheme has, 30 Mar 2015 to 17 Mar 2017 is 1.39% and the deepest peak-to-trough fall in that window was -0.52%. The disclosed Sharpe ratio is 0.87. The SEBI riskometer label is Moderate.

What is the minimum investment?

The minimum lumpsum is ₹5,000. Minimum SIP: Not present in the source. Check the scheme information document before investing.

Does GFS rate or rank this scheme?

GFS is an AMFI-registered distributor (ARN-169480), not a SEBI-registered investment adviser. It does not rate schemes. The comparisons on this page are sorts on publicly disclosed numbers — returns, expense ratio, volatility — and nothing more.

Why are some numbers blank?

A — means the figure is genuinely not in this dataset for this scheme, usually because its NAV history is shorter than the period. Across the 1648 schemes here, 91.1% have a 1-year figure, 68.3% a 3-year one and 49% a 5-year one. A blank is never filled with a zero or an estimate.

GFS » Mutual Fund » Banking and PSU Fund » Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund)

Sundaram

Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund)

Q: What is the current NAV of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund)?

The NAV is ₹11.6493 as at 17 Mar 2017, against ₹11.6504 on 16 Mar 2017 — a move of -0.01% over one day. The newest NAV date across all 1648 schemes here is 03 Sept 2026; this scheme has not published one for that date yet.

Q: What are the returns of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund)?

Over 1 year it returned +8.78%. Periods with no figure are shown as —, meaning the NAV history here does not cover them.

Regular Growth

₹11.6493

-0.01% 1D

NAV · 17 Mar 2017 · previous ₹11.6504

This scheme has not published a 03 Sept 2026 NAV yet, so every figure on this page is as at 17 Mar 2017.

Banking and PSU Fund Risk: Moderate 10.0y of NAV history

Min lumpsum₹5,000

Min SIP—

Minimum SIP: Not present in the source.

Start SIP One-time

Scorecard

↗

PerformanceNo 3Y figure

Less than three years of NAV history here, so there is no 3-year CAGR to compare.

⚠

RiskModerate

Volatility 1.39% a year; deepest fall over 2Y -0.52%.

₹

Cost5th of 14 by expense

Expense ratio 0.27% vs a category average of 0.5% — 0.23 percentage points lower. Among Banking and PSU Fund schemes disclosing an expense ratio it is 5th of 14, cheapest first.

⏱

Track record10.0y

NAV history in this dataset covers 10.0y — full periods available: 1Y

↻

ConsistencyNo 3Y window yet

There is not yet enough published NAV here to measure a three-year rolling window.

↓

Deepest fall-1.78%

The worst peak-to-trough fall in the published series was -1.78%, from 09 Mar 2020 to 24 Mar 2020, and the old level was regained 3 days after the trough — 18 days below the peak in all.

▦

Portfolio27 securities

The fund house’s own disclosure as at 31 Jul 2026 lists 27 securities, the largest five at 34.59% of the portfolio, with 9.06% in cash.

○

What is not shownDisclosed gaps

Rating and scheme AUM are deliberately absent — open for the reason on each.

Talk to GFS for a portfolio review and goal planning →

ⓘ Compared against the 19 Banking and PSU Fund schemes in this dataset. Factual comparisons on disclosed numbers — GFS does not rate or rank schemes.

Published NAVNAV published by the AMC, sourced from AMFI

Change+16.4%change over the window — not annualised

Low / high₹10.01 / ₹11.6730 Mar 2015 · 7 Feb 2017

Last print-0.01%16 Mar 2017 → 17 Mar 2017

Prints475published NAVs, AMFI · axis does not start at zero

Returns

NAV and returns as at 17 Mar 2017 — the newest NAV date in this dataset is 03 Sept 2026, which this scheme has not filed

Lumpsum · point to point

1W +0.2%

1M +0.17%

3M +1.01%

6M +3.73%

YTD +0.59%

1Y +8.78%

2Y CAGR —

3Y CAGR —

5Y CAGR —

10Y CAGR —

SIP · XIRR on monthly instalments

6M SIP +5.24%

1Y SIP +7.47%

2Y SIP —

3Y SIP —

5Y SIP —

10Y SIP —

Full history SIP +8.02%

Periods up to one year are absolute; longer periods are annualised (CAGR). SIP figures are the XIRR of a fixed monthly instalment over the same window. — means this scheme’s NAV history does not cover that period — across all 1648 schemes, 68.3% have a 3-year figure, 49% a 5-year one, and 32.2% a 10-year one.

Returns vs category

This fund

+8.78%

Banking and PSU Fund avg

+5.48%

Average is the mean of every Banking and PSU Fund scheme in this dataset that discloses the period — 19 schemes at 1Y, 17 at 3Y, 16 at 5Y. Returns beyond one year are annualised.

Top holdings

as at 31 Jul 2026 · source: AMC monthly portfolio disclosure

HDFC Bank Ltd - 7.7% - 16/05/2028**ICRA AAA 9.6%

Export Import Bank of India - 7.35% - 27/07/2028**ICRA AAA 7.69%

National Housing Bank - 7.59% - 14/07/2027CRISIL AAA 7.68%

Indian Oil Corporation Ltd - 7.44% - 25/11/2027**ICRA AAA 5.77%

Indian Railway Finance Corporation Ltd - 7.37% - 31/07/2029**ICRA AAA 3.85%

National Bank for Agriculture & Rural Development - 7.53% - 24/03/2028**ICRA AAA 3.83%

Small Industries Development Bank of India - 7.42% - 12/03/2029**CRISIL AAA 3.83%

State Bank of India - 6.93% - 20/10/2035**- Call Dt : 19-Oct-30ICRA AAA 3.83%

National Bank for Financing Infrastructure and Development - 7.37% - 16/07/2029**CRISIL AAA 3.82%

Power Finance Corporation Ltd - 6.73% - 15/10/2027**CRISIL AAA 3.8%

Top 10 53.7%Securities 27Securities total 90.96%Cash & equivalents 9.06%

The ten largest securities by weight, out of 27 disclosed. Weight is percent of net assets as filed. Cash-equivalent lines (TREPS, reverse repo, net receivables, margin) and derivative legs are counted in the chips above but not ranked among securities, because a short futures leg is filed as a negative weight and sorting it alongside a shareholding describes no portfolio. A portfolio is a point-in-time filing and changes every month.

Risk

Volatility · annualised · 2Y

1.39%

Max drawdown · 2Y

-0.52%

Sharpe ratio

0.87

SEBI riskometer

Moderate

Volatility is the annualised standard deviation of daily NAV moves over the 2Y of NAV history this scheme has, 30 Mar 2015 to 17 Mar 2017; max drawdown is the deepest peak-to-trough fall in that same window. Where a scheme has less than three years of NAV, the window is what it actually has and is labelled as such — never as three years. Sharpe is as disclosed in the scheme key-ratio feed.

Beta and alpha are not shown. No benchmark series in the source.

Cost

Expense ratio0.27%

Category average0.5%

Exit loadNil

52W high / low₹11.6673 / ₹10.7086

Expense ratio 0.27% vs a category average of 0.5% — 0.23 percentage points lower. Among Banking and PSU Fund schemes disclosing an expense ratio it is 5th of 14, cheapest first.

Expense ratio and category average are as disclosed against this scheme in the source; 78.5% of schemes here carry one. The ratio is charged inside the NAV, so every return on this page is already net of it.

Scheme facts

SEBI sub-category Banking and PSU Fund

Plan / option Regular Growth

Benchmark NIFTY Banking and PSU Debt Index

Fund manager Sandeep Agarwal, Kumaresh Ramakrishnan

Launched 25 Mar 2015

NAV history here 10.0y

ISIN INF903J01PA5

AMFI scheme code 134356

SEBI riskometer Moderate

Exit load Nil

Lock-in None

Minimum lumpsum ₹5,000

Exit load, as disclosed: Nil

Not shown on this page, and why

Star rating — GFS is an AMFI-registered distributor (ARN-169480), not a SEBI-registered investment adviser. It does not rate schemes.

Scheme AUM — Scheme-level AUM is not in the source; only AMC-total AUM, which is a different number.

Minimum SIP — Not present in the source.

Beta and alpha — No benchmark series in the source.

Compare this scheme's mandate with another →

General SIP calculator

A general SIP illustration: your monthly amount grown at the annual rate you set below, compounded monthly. The rate is your assumption — it is not this scheme’s past return, not a forecast of it, and mutual fund returns are not assured.

Monthly SIP₹10,000

Tenure10 years

Assumed annual return12%

Invested₹12,00,000

Est. gain₹11,23,391

Total value₹23,23,391

Redeem Buy / SIP