NIPPON INDIA CONSERVATI…₹3.84237.03% NIPPON INDIA EQUITY SAV…₹0.65126.00% NIPPON INDIA TAIWAN EQU…₹33.872.96% INVESCO INDIA GOLD ETF₹42.682.72% NIPPON INDIA NIFTY REAL…₹8.422.57% TATA NIFTY REALTY INDEX₹9.272.57% QUANTUM GOLD ETF₹57.722.54% UNION GOLD ETF₹17.382.48% AXIS GOLD₹44.112.42% BANDHAN GOLD ETF₹9.972.34% NIPPON INDIA CONSERVATI…₹3.84237.03% NIPPON INDIA EQUITY SAV…₹0.65126.00% NIPPON INDIA TAIWAN EQU…₹33.872.96% INVESCO INDIA GOLD ETF₹42.682.72% NIPPON INDIA NIFTY REAL…₹8.422.57% TATA NIFTY REALTY INDEX₹9.272.57% QUANTUM GOLD ETF₹57.722.54% UNION GOLD ETF₹17.382.48% AXIS GOLD₹44.112.42% BANDHAN GOLD ETF₹9.972.34%
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GFS » Mutual Fund » Multi Asset Allocation » Zerodha Life Cycle Fund 2041
Published NAVNAV published by the AMC, sourced from AMFI
9.839.9610.0910.2213 Jul 20263 Sep 2026
Change+0.4%change over the window — not annualised
Low / high₹9.85 / ₹10.2024 Jul 2026 · 25 Aug 2026
Last print+0.34%2 Sep 2026 → 3 Sep 2026
Prints39published NAVs, AMFI · axis does not start at zero

Returns

NAV and returns as at 03 Sept 2026
Lumpsum · point to point
1W -1.18%
1M -0.72%
3M
6M
YTD
1Y
2Y CAGR
3Y CAGR
5Y CAGR
10Y CAGR
SIP · XIRR on monthly instalments
6M SIP
1Y SIP
2Y SIP
3Y SIP
5Y SIP
10Y SIP
Full history SIP
Periods up to one year are absolute; longer periods are annualised (CAGR). SIP figures are the XIRR of a fixed monthly instalment over the same window. — means this scheme’s NAV history does not cover that period — across all 1648 schemes, 68.3% have a 3-year figure, 49% a 5-year one, and 32.2% a 10-year one.

Returns vs category

Average is the mean of every Multi Asset Allocation scheme in this dataset that discloses the period — 30 schemes at 1Y, 12 at 3Y, 8 at 5Y. Returns beyond one year are annualised.

Top holdings

as at 31 Jul 2026 · source: AMC monthly portfolio disclosure
6.94% GOI 11-May-2036SOVERIGN 12.81%
Zerodha Gold ETFINF0R8F01042 4.51%
Zerodha Silver ETFINF0R8F01091 4.5%
HDFC Bank LimitedBanks 3.28%
ICICI Bank LimitedBanks 2.97%
Reliance Industries LimitedPetroleum Products 2.54%
Bharti Airtel LimitedTelecom - Services 1.7%
BSE LtdCapital Markets 1.4%
Larsen & Toubro LimitedConstruction 1.33%
State Bank of IndiaBanks 1.21%
Top 10 36.25%Securities 253Securities total 99.87%Cash & equivalents 0.09%
The ten largest securities by weight, out of 253 disclosed. Weight is percent of net assets as filed. Cash-equivalent lines (TREPS, reverse repo, net receivables, margin) and derivative legs are counted in the chips above but not ranked among securities, because a short futures leg is filed as a negative weight and sorting it alongside a shareholding describes no portfolio. A portfolio is a point-in-time filing and changes every month.

Risk

Volatility · annualised
Max drawdown
Sharpe ratio
SEBI riskometer
This scheme has too little NAV history to annualise a volatility figure from, so none is published rather than one measured over a few weeks. Sharpe is as disclosed in the scheme key-ratio feed (as at 24 July 2026).
Beta and alpha are not shown. No benchmark series in the source.

Cost

Expense ratio
Category average
Exit load
52W high / low₹10.1999 / ₹9.8497
The expense ratio for this scheme is not disclosed in this dataset.
Expense ratio and category average are as disclosed against this scheme in the source; 78.5% of schemes here carry one. The ratio is charged inside the NAV, so every return on this page is already net of it.

Scheme facts

SEBI sub-category Multi Asset Allocation
Plan / option
Benchmark
Fund manager
Launched 19 Jun 2026
NAV history here 1m
ISIN
AMFI scheme code 154437
SEBI riskometer
Exit load
Lock-in
Minimum lumpsum ₹100
Exit load is not disclosed for this scheme in this dataset.
Not shown on this page, and why
Star ratingGFS is an AMFI-registered distributor (ARN-169480), not a SEBI-registered investment adviser. It does not rate schemes.
Scheme AUMScheme-level AUM is not in the source; only AMC-total AUM, which is a different number.
Minimum SIPNot present in the source.
Beta and alphaNo benchmark series in the source.

General SIP calculator

A general SIP illustration: your monthly amount grown at the annual rate you set below, compounded monthly. The rate is your assumption — it is not this scheme’s past return, not a forecast of it, and mutual fund returns are not assured.
Monthly SIP₹10,000
Tenure10 years
Assumed annual return12%
Invested₹12,00,000
Est. gain₹11,23,391
Total value₹23,23,391