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Worst fall, and the way back
The deepest peak-to-trough fall in one scheme’s NAV history, and how long it took to get the old peak back.
Scheme
1,648 schemes · NAV as at 20 Aug 2026
Aditya Birla Sun Life Banking & PSU Debt Fund
Banking and PSU Fund · Aditya Birla Sun Life
AMC Aditya Birla Sun Life
Category Banking and PSU Fund
NAV ₹404.09
Launched 2000
Value at the peak
₹10,00,000
Measured on the scheme’s own NAV, so it is after its expenses. Segments either side of a unit re-basing are measured separately, so a units split cannot show up as a crash.
Worst fall-3.04%
Peak6 Mar 2020
Trough23 Mar 2020
Old peak regained20 Apr 2020
Days from trough back to peak28
Days below the old peak45
₹10,00,000 at the peak, at the trough₹9,69,600
The fall, and what followed
32 NAV observations, 32 plotted
12 Dec 2019
16 Jul 2020
Peak 6 Mar 2020
Trough 23 Mar 2020
Peak regained 20 Apr 2020
Each column is the scheme’s published NAV on that date. The dashed line is the level of the earlier peak: the fall is how far the columns drop below it, and the recovery is where they climb back through it. Plotted daily for the last three years and one point a week before that, so a single day’s high or low further back can fall between two points. The dates and the fall itself come from the full daily history, not from this line.
How this is worked out
Largest peak-to-trough fall in the scheme’s NAV history and, where it happened, the date the earlier peak was regained. Measured on NAV, so it is after the scheme’s expenses. Segments either side of a unit re-basing are measured separately.
The worst fall is the worst one in the record, not a limit. A scheme can fall further than it ever has.
Everything else this scheme discloses
NAV history, ratios, expense and load in one place — and a person to walk you through them.