SIP
Step-up SIP
SWP
STP
Lumpsum
Tax planning
Retirement
Child future
Rolling returns
SIP vs lumpsum
Cost drag
Drawdown
Exit load
When selling stops costing
The lock-in and the exit-load schedule a scheme actually discloses, against the day you might sell.
Scheme
1,648 schemes · NAV as at 20 Aug 2026
Axis Banking & PSU Debt Fund
Banking and PSU Fund · Direct Growth · Axis
AMC Axis
Category Banking and PSU Fund
NAV ₹2894.28
Launched 2012
Amount redeemed
₹5,00,000
Held for
200 days · 6.6 mo
Read straight from the scheme’s disclosed schedule, printed below in full. Where a schedule steps down in stages, or leaves part of the holding free of load, the rupee figure is left blank rather than guessed at.
Lock-inNone
Exit load stopsNo exit load at any point
Headline rate on the schedule0.00%
At 200 daysNo exit load
Cost on ₹5,00,000₹0
The schedule, as the scheme discloses it
Nil
How this is worked out
Lock-in and exit load are read from the scheme’s own disclosure. The day count treats a month as 30.4375 days and a year as 365.25, so a schedule written in months is compared on the same footing as one written in days.
An exit load is charged by the scheme on redemption. It is not a GFS charge, and this page does not accept transactions.
Everything else this scheme discloses
NAV history, ratios, expense and load in one place — and a person to walk you through them.