SIP
Step-up SIP
SWP
STP
Lumpsum
Tax planning
Retirement
Child future
Rolling returns
SIP vs lumpsum
Cost drag
Drawdown
Exit load
Step-up SIP calculator
Raise the SIP every year as your income grows.
Starting monthly SIP
₹10,000
Annual step-up
10%
Tenure
10 years
Expected annual return
12%
The SIP amount increases once every 12 months by the step-up percentage; returns compound monthly.
Invested₹19,12,491
Estimated gain₹14,61,835
Total value₹33,74,326
Final monthly SIP₹23,579
Want to backtest with a real fund instead?
The international category page runs these numbers against actual scheme returns.