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Fund comparison

Aditya Birla Sun Life Credit Risk Fund vs JM G-Sec Fund - (Direct)

A side-by-side look at the facts — returns, risk and NAV. Not a recommendation.

Credit RiskvsGilt
Head to head

The facts, side by side

Latest NAV, trailing returns and risk measures for both funds, computed from daily NAV. A dash means the figure isn't available yet. Past performance is not indicative of future results.

Aditya Birla Sun Life Credit Risk Fund vs JM G-Sec Fund - (Direct): category, latest NAV, trailing 1/3/5-year returns, annualised volatility and maximum drawdown, direct plan — facts only, not a recommendation.
MetricAditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual FundJM G-Sec Fund - (Direct)JM Financial Mutual Fund
CategoryCredit RiskGilt
Latest NAV₹27.79as of 14 Jul 2026₹63.75as of 7 Sept 2019
1-year return (CAGR)+12.8%+13.0%
3-year return (CAGR)+13.1%+6.9%
5-year return (CAGR)+10.9%+9.7%
Annualised volatility2.7%5.2%
Maximum drawdown-3.9%-6.5%
How they compare

What the numbers say

Each line states the same metric for both funds over a named period.

  • Over the trailing 3 years, Aditya Birla Sun Life Credit Risk Fund's annualised return (CAGR) was 13.1% versus JM G-Sec Fund - (Direct)'s 6.9%. Past performance is not indicative of future results.

  • Over the trailing 5 years, Aditya Birla Sun Life Credit Risk Fund's annualised return (CAGR) was 10.9% versus JM G-Sec Fund - (Direct)'s 9.7%. Past performance is not indicative of future results.

  • Over the available NAV history, Aditya Birla Sun Life Credit Risk Fund's annualised volatility was 2.7% and JM G-Sec Fund - (Direct)'s was 5.2%.

  • Over the available NAV history, Aditya Birla Sun Life Credit Risk Fund's maximum drawdown was -3.9% and JM G-Sec Fund - (Direct)'s was -6.5%.

  • Aditya Birla Sun Life Credit Risk Fund is categorised as Credit Risk and JM G-Sec Fund - (Direct) as Gilt.

These are historical facts computed from past NAV, stated for each period shown — not a recommendation, a ranking or a view on which fund is better for you.

Go deeper

Open each fund, or build your own comparison

See the full NAV history, calendar-year returns and risk profile on each fund's own page, or line up any two-to-four funds in the interactive comparison tool.

Frequently asked questions

Over the trailing 3 years, Aditya Birla Sun Life Credit Risk Fund's annualised return (CAGR) was 13.1% and JM G-Sec Fund - (Direct)'s was 6.9% — so Aditya Birla Sun Life Credit Risk Fund recorded the higher 3-year figure over that period. This is a historical fact computed from past NAV, not a view on which fund is right for you. Past performance is not indicative of future results.

Reviewed by Rajnish Bangia · NISM-certified Mutual Fund Distributor · ARN-315144

Returns are direct-plan CAGR, and volatility and maximum drawdown are computed from daily NAV history (source: mfapi), as of each fund's latest NAV date, and are for information only. This page presents balanced facts side by side; it does not rank the funds, name a winner or recommend buying, selling or switching. Past performance is not indicative of future results. Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

Not sure which of these fits your goals?

A NISM-certified planner in Faridabad / Delhi NCR can put both funds in the context of your goals, time frame and risk profile — free consultation.