BANK OF INDIA Conservative Hybrid Fund Fund vs DSP Credit Risk Fund
A side-by-side look at the facts — returns, risk and NAV. Not a recommendation.
The facts, side by side
Latest NAV, trailing returns and risk measures for both funds, computed from daily NAV. A dash means the figure isn't available yet. Past performance is not indicative of future results.
| Metric | BANK OF INDIA Conservative Hybrid Fund FundBank of India Mutual Fund | DSP Credit Risk FundDSP Mutual Fund |
|---|---|---|
| Category | Medium to Long Duration | Credit Risk |
| Latest NAV | ₹37.92as of 14 Jul 2026 | ₹60.26as of 14 Jul 2026 |
| 1-year return (CAGR) | +3.0% | +10.8% |
| 3-year return (CAGR) | +7.3% | +16.9% |
| 5-year return (CAGR) | +10.4% | +13.2% |
| Annualised volatility | 6.3% | 4.6% |
| Maximum drawdown | -15.4% | -6.0% |
What the numbers say
Each line states the same metric for both funds over a named period.
Over the trailing 3 years, BANK OF INDIA Conservative Hybrid Fund Fund's annualised return (CAGR) was 7.3% versus DSP Credit Risk Fund's 16.9%. Past performance is not indicative of future results.
Over the trailing 5 years, BANK OF INDIA Conservative Hybrid Fund Fund's annualised return (CAGR) was 10.4% versus DSP Credit Risk Fund's 13.2%. Past performance is not indicative of future results.
Over the available NAV history, BANK OF INDIA Conservative Hybrid Fund Fund's annualised volatility was 6.3% and DSP Credit Risk Fund's was 4.6%.
Over the available NAV history, BANK OF INDIA Conservative Hybrid Fund Fund's maximum drawdown was -15.4% and DSP Credit Risk Fund's was -6.0%.
BANK OF INDIA Conservative Hybrid Fund Fund is categorised as Medium to Long Duration and DSP Credit Risk Fund as Credit Risk.
These are historical facts computed from past NAV, stated for each period shown — not a recommendation, a ranking or a view on which fund is better for you.
Open each fund, or build your own comparison
See the full NAV history, calendar-year returns and risk profile on each fund's own page, or line up any two-to-four funds in the interactive comparison tool.
Frequently asked questions
Reviewed by Rajnish Bangia · NISM-certified Mutual Fund Distributor · ARN-315144
Returns are direct-plan CAGR, and volatility and maximum drawdown are computed from daily NAV history (source: mfapi), as of each fund's latest NAV date, and are for information only. This page presents balanced facts side by side; it does not rank the funds, name a winner or recommend buying, selling or switching. Past performance is not indicative of future results. Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Not sure which of these fits your goals?
A NISM-certified planner in Faridabad / Delhi NCR can put both funds in the context of your goals, time frame and risk profile — free consultation.