BANK OF INDIA Ultra Short Duration Fund vs IDBI UST Growth Direct
A side-by-side look at the facts — returns, risk and NAV. Not a recommendation.
The facts, side by side
Latest NAV, trailing returns and risk measures for both funds, computed from daily NAV. A dash means the figure isn't available yet. Past performance is not indicative of future results.
| Metric | BANK OF INDIA Ultra Short Duration FundBank of India Mutual Fund | IDBI UST Growth DirectIDBI Mutual Fund |
|---|---|---|
| Category | Ultra Short Duration | Ultra Short Duration |
| Latest NAV | ₹3,488.83as of 14 Jul 2026 | ₹2,551.63as of 27 Jul 2023 |
| 1-year return (CAGR) | +6.2% | +6.6% |
| 3-year return (CAGR) | +6.9% | +5.1% |
| 5-year return (CAGR) | +6.1% | +5.9% |
| Annualised volatility | 0.7% | 1.9% |
| Maximum drawdown | -0.8% | -8.2% |
What the numbers say
Each line states the same metric for both funds over a named period.
Over the trailing 3 years, BANK OF INDIA Ultra Short Duration Fund's annualised return (CAGR) was 6.9% versus IDBI UST Growth Direct's 5.1%. Past performance is not indicative of future results.
Over the trailing 5 years, BANK OF INDIA Ultra Short Duration Fund's annualised return (CAGR) was 6.1% versus IDBI UST Growth Direct's 5.9%. Past performance is not indicative of future results.
Over the available NAV history, BANK OF INDIA Ultra Short Duration Fund's annualised volatility was 0.7% and IDBI UST Growth Direct's was 1.9%.
Over the available NAV history, BANK OF INDIA Ultra Short Duration Fund's maximum drawdown was -0.8% and IDBI UST Growth Direct's was -8.2%.
BANK OF INDIA Ultra Short Duration Fund is categorised as Ultra Short Duration and IDBI UST Growth Direct as Ultra Short Duration.
These are historical facts computed from past NAV, stated for each period shown — not a recommendation, a ranking or a view on which fund is better for you.
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Frequently asked questions
Reviewed by Roohani Bangia · NISM-certified Mutual Fund Distributor · ARN-XXXXXX
Returns are direct-plan CAGR, and volatility and maximum drawdown are computed from daily NAV history (source: mfapi), as of each fund's latest NAV date, and are for information only. This page presents balanced facts side by side; it does not rank the funds, name a winner or recommend buying, selling or switching. Past performance is not indicative of future results. Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor, not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
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