Franklin India SHORT TERM INCOME PLAN - Direct vs ICICI Prudential Overnight Fund
A side-by-side look at the facts — returns, risk and NAV. Not a recommendation.
The facts, side by side
Latest NAV, trailing returns and risk measures for both funds, computed from daily NAV. A dash means the figure isn't available yet. Past performance is not indicative of future results.
| Metric | Franklin India SHORT TERM INCOME PLAN - DirectFranklin Templeton Mutual Fund | ICICI Prudential Overnight FundICICI Prudential Mutual Fund |
|---|---|---|
| Category | Short Duration | Overnight |
| Latest NAV | ₹15,097.54as of 2 May 2025 | ₹1,472.87as of 14 Jul 2026 |
| 1-year return (CAGR) | +192.3% | +5.3% |
| 3-year return (CAGR) | +47.3% | +6.2% |
| 5-year return (CAGR) | +31.0% | +67.4% |
| Annualised volatility | 54.7% | 326.4% |
| Maximum drawdown | -12.8% | — |
What the numbers say
Each line states the same metric for both funds over a named period.
Over the trailing 3 years, Franklin India SHORT TERM INCOME PLAN - Direct's annualised return (CAGR) was 47.3% versus ICICI Prudential Overnight Fund's 6.2%. Past performance is not indicative of future results.
Over the trailing 5 years, Franklin India SHORT TERM INCOME PLAN - Direct's annualised return (CAGR) was 31.0% versus ICICI Prudential Overnight Fund's 67.4%. Past performance is not indicative of future results.
Over the available NAV history, Franklin India SHORT TERM INCOME PLAN - Direct's annualised volatility was 54.7% and ICICI Prudential Overnight Fund's was 326.4%.
Franklin India SHORT TERM INCOME PLAN - Direct is categorised as Short Duration and ICICI Prudential Overnight Fund as Overnight.
These are historical facts computed from past NAV, stated for each period shown — not a recommendation, a ranking or a view on which fund is better for you.
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Frequently asked questions
Reviewed by Rajnish Bangia · NISM-certified Mutual Fund Distributor · ARN-315144
Returns are direct-plan CAGR, and volatility and maximum drawdown are computed from daily NAV history (source: mfapi), as of each fund's latest NAV date, and are for information only. This page presents balanced facts side by side; it does not rank the funds, name a winner or recommend buying, selling or switching. Past performance is not indicative of future results. Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor (ARN-315144), not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
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