Tata Retirement Savings Fund- Conservative Plan vs Tata Retirement Savings Fund- Moderate Plan
A side-by-side look at the facts — returns, risk and NAV. Not a recommendation.
The facts, side by side
Latest NAV, trailing returns and risk measures for both funds, computed from daily NAV. A dash means the figure isn't available yet. Past performance is not indicative of future results.
| Metric | Tata Retirement Savings Fund- Conservative PlanTata Mutual Fund | Tata Retirement Savings Fund- Moderate PlanTata Mutual Fund |
|---|---|---|
| Category | Retirement | Retirement |
| Latest NAV | ₹38.81as of 14 Jul 2026 | ₹81.26as of 14 Jul 2026 |
| 1-year return (CAGR) | +4.3% | +5.3% |
| 3-year return (CAGR) | +8.7% | +14.3% |
| 5-year return (CAGR) | +7.5% | +12.3% |
| Annualised volatility | 5.2% | 13.6% |
| Maximum drawdown | -11.0% | -29.6% |
What the numbers say
Each line states the same metric for both funds over a named period.
Over the trailing 3 years, Tata Retirement Savings Fund- Conservative Plan's annualised return (CAGR) was 8.7% versus Tata Retirement Savings Fund- Moderate Plan's 14.3%. Past performance is not indicative of future results.
Over the trailing 5 years, Tata Retirement Savings Fund- Conservative Plan's annualised return (CAGR) was 7.5% versus Tata Retirement Savings Fund- Moderate Plan's 12.3%. Past performance is not indicative of future results.
Over the available NAV history, Tata Retirement Savings Fund- Conservative Plan's annualised volatility was 5.2% and Tata Retirement Savings Fund- Moderate Plan's was 13.6%.
Over the available NAV history, Tata Retirement Savings Fund- Conservative Plan's maximum drawdown was -11.0% and Tata Retirement Savings Fund- Moderate Plan's was -29.6%.
Tata Retirement Savings Fund- Conservative Plan is categorised as Retirement and Tata Retirement Savings Fund- Moderate Plan as Retirement.
These are historical facts computed from past NAV, stated for each period shown — not a recommendation, a ranking or a view on which fund is better for you.
Open each fund, or build your own comparison
See the full NAV history, calendar-year returns and risk profile on each fund's own page, or line up any two-to-four funds in the interactive comparison tool.
Frequently asked questions
Reviewed by Roohani Bangia · NISM-certified Mutual Fund Distributor · ARN-XXXXXX
Returns are direct-plan CAGR, and volatility and maximum drawdown are computed from daily NAV history (source: mfapi), as of each fund's latest NAV date, and are for information only. This page presents balanced facts side by side; it does not rank the funds, name a winner or recommend buying, selling or switching. Past performance is not indicative of future results. Gayatri Financial Synergy is an AMFI-registered Mutual Fund Distributor, not a SEBI-registered Investment Adviser, and may earn commission on regular plans. Content here is for information only and is not investment advice. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
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